Laura Jewett

Laura Jewett

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$879,000

($411,702 down)
VA

5528 W MINE Trail, Phoenix, AZ 85083

4
3
3,036 sqft
PITI Monthly
$2,734.16 /mo

Listing courtesy of: Rachelle Tomlinson, HomeSmart

Assumed Rate

3.1%
7.15%

Principal & Interest

$2,135 /mo
$3,377 /mo

What's Special

SHOPPING
GRANITE COUNTERTOPS
SOAKING TUB
PATIO
PLAYGROUND
MOUNTAIN VIEWS
SOLAR PANELS

You will LOVE this! This gorgeous home has it all! HEATED POOL & SPA, PUTTING GREEN, SOLAR PANELS & MOUNTAIN VIEWS! Located in highly desirable Stetson Valley, your new single level home features a split floor plan, solid wood cabinetry, granite countertops in the kitchen, master bath with large soaking tub, dual vanities and his & hers closets. This impeccably maintained home also has an abundance of natural light, a 3 car garage for all of your toys and direct access to a bike trail and walking path. You will love relaxing on your back patio and enjoying the vibrant Arizona sunsets or entertaining with friends & loved ones. No homes behind, giving you more privacy. Close to I-17, 101 & Loop 303, schools, shopping & restaurants . Quick walk to Deem Hills Park, offering pickleball, tennis, sports fields, playground, hiking/biking trails and a dog park. WELCOME HOME!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.1
Remaining Loan Term
26 years, 11 months
Monthly PITI
$2,734.16/mo
Estimated Loan Balance
$468,223
Cash to close
$411,702
Interest Paid
$46,296

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Heated, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2011
Details
  • Builder: Lennar

Community & HOA

Community
  • Subdivision: STETSON VALLEY PARCELS 30 31 32 33
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Stetson Valley HOA
  • HOA Amenities: Unknown
  • HOA Fee: $295
  • HOA Frequency: $Quarterly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $289.53
  • Tax Annual Amount: $4589
  • On Market Date: 2025-04-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $411,702 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $411,702!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$467,298
Your Cash$411,702
Total Purchase Price:$879,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$2,135/mo
Traditional @ 7.5%
$3,503/mo
You save $1,368/month ($16,414/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6843377

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-03T18:35:37.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$2,135 /mo
$3,377 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $411,702 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $411,702!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$467,298
Your Cash$411,702
Total Purchase Price:$879,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$2,135/mo
Traditional @ 7.5%
$3,503/mo
You save $1,368/month ($16,414/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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