Laura Jewett

Laura Jewett

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$939,000

($460,085 down)
FHA

5503 Whispering Pines Lane, Paso Robles, CA 93446

4
3
2,356 sqft
PITI Monthly
$4,054.39 /mo

Listing courtesy of: Heather Roda, Platinum Properties

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,445 /mo
$3,389 /mo

What's Special

SERENE
MINUTES AWAY
DINING
SPACIOUS
MODERN
RENOVATED
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
DECK
PATIO
HISTORIC

Escape to your private 7.7-acre retreat at Running Deer Ranch, located at Lake Nacimiento. This stunning home offers 2,356 sq ft of living space, perfect for both relaxation and entertaining. Step inside to an open-concept floorplan featuring a recently renovated kitchen with granite countertops, custom cabinetry, and stainless steel appliances. The dining room is bathed in natural light, thanks to its abundant windows and French doors. In the living room, you'll find a striking wood-burning fireplace with a gorgeous stacked stone surround and glass doors leading to an expansive deck, where you can soak in serene views of the cove. The original cabin, constructed from pre-World War II-era logs, now offers a unique and special blend of historic charm and stylish modern upgrades and conveniences. On the lower level, you'll also discover your primary retreat with a walk-in closet complete with organizers, plus a spacious en-suite bathroom with custom tilework and a glass-enclosed shower. A convenient powder room with a beautiful vanity and a large laundry room round out the lower level. Upstairs, you'll find two additional bedrooms, a full bathroom, and a bonus room that could easily serve as a 4th bedroom. From this level, enjoy sweeping views of the surrounding mountains, forest, and the sparkling waters of the cove, as well as Lake Nacimiento in the distance. Outside, relax on your newly constructed deck or paver patio, where you can take in the sights and sounds of nature in this tranquil, secluded setting. The acreage is dotted with oaks, a seasonal creek and offers room to expand, as well. Additional negotiable items offered separately include select furnishings, washer, dryer, freezer, and dock. The property also features 2 storage sheds and covered parking for both vehicles and your boat. "The Point" day-use picnic park and launch area is just a few minutes away, making it easy to enjoy your lake days. You'll also love the drive drive to your serene retreat, which takes you through the scenic vineyards and rolling hills of Paso Robles wine country. Don’t miss this one-of-a-kind property—call today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$4,054.39/mo
Estimated Loan Balance
$480,469
Cash to close
$460,085
Interest Paid
$59,528

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision: PR Lake Nacimiento(230)
  • Features: Mountainous, Rural, WaterSports
HOA
  • Has HOA: No
Location
  • Region: Paso Robles

Financial Details

  • Price per Sqft: $398.56
  • Tax Annual Amount: $11737.5
  • On Market Date: 2024-12-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $460,085 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $460,085!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$478,915
Your Cash$460,085
Total Purchase Price:$939,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,445/mo
Traditional @ 7.5%
$3,516/mo
You save $1,070/month ($12,846/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NS24243511

Listing From:

Last updated: 2025-03-15T20:30:42.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,445 /mo
$3,389 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $460,085 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $460,085!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$478,915
Your Cash$460,085
Total Purchase Price:$939,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,445/mo
Traditional @ 7.5%
$3,516/mo
You save $1,070/month ($12,846/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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