Laura Jewett

Laura Jewett

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$700,000

($124,185 down)
VA

5481 San Roberto, San Diego, CA 92154

3
3
1,504 sqft
PITI Monthly
$3,634.96 /mo

Listing courtesy of: Melissa Builes, eXp Realty of Southern California, Inc.

Assumed Rate

3.45%
7.15%

Principal & Interest

$2,739 /mo
$4,146 /mo

What's Special

SHOPPING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
PLAYGROUND

Take advantage of a possible VA assumable loan at an attractive 3.25%. Discover modern living at 5481 San Roberto, a stylish 3-bedroom, 2.5-bath townhome in the desirable Vista Del Sur community. Built in 2017, this corner unit features a bright and airy atmosphere with an open-concept layout, perfect for gatherings. Recent upgrades include a new tankless water heater, a new dishwasher, and a PAID OFF solar system with Net 2.0, with a 2025 True Up energy cost of just $100.89 for 11 months — averaging $9.17 per month. Additional features include stainless steel appliances, central AC and heat, and a spacious two-car attached garage. With only one shared wall, enjoy a sense of tranquility and spaciousness. Community amenities include two sparkling pools, BBQ areas, playgrounds, and scenic hiking trails. Conveniently located near shopping and major freeways— don’t miss this exceptional opportunity!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.45
Remaining Loan Term
26 years, 11 months
Monthly PITI
$3,634.96/mo
Estimated Loan Balance
$577,973
Cash to close
$124,185
Interest Paid
$63,363

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Electric, ForcedAir, NaturalGas, Solar
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2017
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Walter's Management
  • HOA Amenities: Unknown
  • HOA Fee: $467
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $465.43
  • Tax Annual Amount: $8750
  • On Market Date: 2025-03-29T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $124,185 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $124,185!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$575,815
Your Cash$124,185
Total Purchase Price:$700,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$2,739/mo
Traditional @ 7.5%
$4,300/mo
You save $1,561/month ($18,733/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250022257SD

Listing From:

Last updated: 2025-03-29T16:10:59.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$2,739 /mo
$4,146 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $124,185 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $124,185!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$575,815
Your Cash$124,185
Total Purchase Price:$700,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$2,739/mo
Traditional @ 7.5%
$4,300/mo
You save $1,561/month ($18,733/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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