Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$685,000

($158,143 down)
VA

5477 San Roberto, San Diego, CA 92154

3
3
1,504 sqft
PITI Monthly
$3,231.06 /mo

Listing courtesy of: Alejandra Stepho, Berkshire Hathaway HomeService

Assumed Rate

2.79%
7.15%

Principal & Interest

$2,351 /mo
$3,869 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MOVE-IN READY
MODERN
LUXURY
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PRIVATE BACKYARD
PLAYGROUND
SOLAR PANELS

VA Assumable Mortgage at 2.499% – Move-in Ready Smart Home in Vista Del Sur Welcome to 5477 San Roberto, where comfort and luxury meet in the desirable Vista Del Sur community. This turn-key corner townhome offers a rare opportunity to own a smart home, complete with paid-off solar panels that cover all your electric and gas bills—an incredible value for any homeowner. As you enter this beautiful 3-bedroom, 2.5-bathroom home, you’ll immediately notice the abundance of natural light that floods the open-concept living, dining, and kitchen areas. The main floor features stunning modern laminate flooring, recessed dimmable lighting, and a spacious kitchen with a gorgeous natural stone island, ample cabinetry, and high-end stainless steel appliances—perfect for any chef. The adjacent dining area and living room make this home ideal for entertaining and family gatherings. Step outside to your own private backyard oasis, beautifully designed with layered brick, artificial turf, and solar-powered lighting. Enjoy peaceful views of nature and clear night skies—perfect for relaxing or hosting guests. The second floor is equally impressive, with all three oversized bedrooms and two full bathrooms. The primary suite is a true retreat, featuring a luxurious en-suite bath with dual sinks, tile flooring, a large step-in shower, and a walk-in closet with ample shelving. Wake up to beautiful views and enjoy the serenity of your own private space. A separate laundry room offers convenient storage for cleaning essentials and extra space for organization. Additional smart features throughout the home, including a whole-house water softener, reverse osmosis at the kitchen sink, and a Ring camera system with a smart security setup, ensure convenience, comfort, and peace of mind. The community is packed with fantastic amenities, including two sparkling pools, two Jacuzzi tubs, BBQ areas, fire pits, and a kids’ playground just steps from your door. Enjoy easy access to guest parking and take advantage of the oversized attached two-car garage with top ceiling storage. Located just minutes from top-rated schools, shopping centers, outlets, the AMC theater, and quick access to I-805 and I-905, this home provides the perfect blend of privacy, luxury, and convenience. Don’t miss out on this opportunity to own a beautiful home in a vibrant community—schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.79
Remaining Loan Term
26 years, 5 months
Monthly PITI
$3,231.06/mo
Estimated Loan Balance
$529,101
Cash to close
$158,143
Interest Paid
$55,065

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Fenced, Lap, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2017
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Walters Management
  • HOA Amenities: Unknown
  • HOA Fee: $467
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $455.45
  • Tax Annual Amount: $8562.5
  • On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $158,143 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $158,143!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$526,857
Your Cash$158,143
Total Purchase Price:$685,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$2,351/mo
Traditional @ 7.5%
$4,014/mo
You save $1,663/month ($19,951/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501997

Listing From:

Last updated: 2025-03-28T02:16:55.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.79%
7.15%

Principal & Interest

$2,351 /mo
$3,869 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $158,143 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $158,143!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$526,857
Your Cash$158,143
Total Purchase Price:$685,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$2,351/mo
Traditional @ 7.5%
$4,014/mo
You save $1,663/month ($19,951/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.