Laura Jewett

Laura Jewett

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Closed

$354,900

($32,142 down)
FHA

5451 W VICTORY Way, Florence, AZ 85132

3
2
1,776 sqft
PITI Monthly
$2,027.63 /mo

Listing courtesy of: Kristi Jencks, eXp Realty

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,441 /mo
$2,338 /mo

What's Special

GRANITE COUNTERTOPS
WALK-IN CLOSET
PATIO
COMMUNITY POOL
MOUNTAIN VIEWS

Who's ready for a quick move-in and an opportunity unlike many others?! You'll love this stunning home in Anthem Parkside at Merrill Ranch! The biggest thing that sets this home apart from others is the assumable super low, 2.583% FHA mortgage! Beyond that, It has gorgeous upgraded laminate wood flooring that spans the living space in the split floorplan and carpet in the bedrooms. The kitchen is bright with staggered white cabinets topped with crown molding, granite countertops, water softener, a gas range, and a breakfast bar to gather around for easy mealtime. The primary suite has upgraded tile in the bathroom along with dual sinks for extra elbow room and a large walk-in closet (perfect timing to hide holiday gifts from prying eyes). This home is located on one of the best lots in the subdivision with no neighbors behind or the east. The backyard is finished with easy landscaping, a covered patio, and a firepit clearing to enjoy the beautiful mountain views against the Arizona sunset. Living here, you'll also get to experience and enjoy all the amenities Anthem at Merrill Ranch has to offer. A community pool, sensational workout facility, indoor basketball courts, tennis, catch and release lake.... the list goes on and on. Not to mention The Anthem Grille and Poston Butte Golf Course! With a home and assumable mortgage like this, you'll want to take a look ASAP!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.9
Remaining Loan Term
26 years, 7 months
Monthly PITI
$2,027.63/mo
Estimated Loan Balance
$351,519
Cash to close
$32,142
Interest Paid
$33,058

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Programmable Thmstat, Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2016
Details
  • Builder: PULTE HOMES INC

Community & HOA

Community
  • Subdivision: ANTHEM MERRILL RANCH UNIT 9
  • Features: Community Pool, Community Media Room, Golf, Tennis Court(s), Playground, Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Anthem Parkside@MR
  • HOA Amenities: Unknown
  • HOA Fee: $324
  • HOA Frequency: $Quarterly
Location
  • Region: Florence

Financial Details

  • Price per Sqft: $199.83
  • Tax Annual Amount: $2302
  • On Market Date: 2024-12-05T16:20:06.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $32,142 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $32,142!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$322,758
Your Cash$32,142
Total Purchase Price:$354,900

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,441/mo
Traditional @ 7.5%
$2,425/mo
You save $984/month ($11,810/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6791092

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-26T07:54:34.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,441 /mo
$2,338 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $32,142 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $32,142!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$322,758
Your Cash$32,142
Total Purchase Price:$354,900

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,441/mo
Traditional @ 7.5%
$2,425/mo
You save $984/month ($11,810/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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