Laura Jewett

Laura Jewett

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$283,900

($140,735 down)
FHA

5443 Laurel Oak St, Delray Beach, FL 33484

3
2
1,107 sqft
PITI Monthly
$1,089.5 /mo

Listing courtesy of: Patrick Phipps, Charles Rutenberg Realty FTL

Assumed Rate

3.95%
7.15%

Principal & Interest

$792 /mo
$1,127 /mo

What's Special

LOCATION
SERENE
DINING
GAME ROOM
PATIO
BIKE PATHS
SAFE

Beautiful and highly sought after more rare 3/2 in this pristine community. HOA ONLY $270/mo!! Prior FHA loan appears ASSUMABLE at 4.37%! IMPACT windows in 2018 and gorgeous high quality DIMENSIONAL roof installed in 2006. One car enclosed garage with electronic door opener + EXTRA wide 2 car driveway! Washer/Dryer in garage. Immense screened patio to enjoy and some other users have actually pulled permits and made this part of the living space! Unobstructed view from kitchen/dining area rather than other unit view! Garden area permitted in rear! Wonderful facilities include pools, racquetball, pickleball, jogging/bike paths, exercise room, library, game room, staffed indoor recreation. Truly a spectacular, safe, serene, pristine environment to call home. Location is fantastic, near all!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.95
Remaining Loan Term
22 years, 10 months
Monthly PITI
$1,089.5/mo
Estimated Loan Balance
$143,485
Cash to close
$140,735
Interest Paid
$44,044

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, CeilingFans
  • Heating: Central
Features
  • Materials: Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, CeramicTile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 1
  • Home type: Villa
  • Architectural Style: Unknown
Materials
  • Block
  • Roof: Unknown
Condition
  • Year Built: 1981
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Las Verdes
  • Features: Gated
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $270
  • HOA Frequency: $Monthly
Location
  • Region: Delray Beach

Financial Details

  • Price per Sqft: $256.46
  • Tax Annual Amount: $350
  • On Market Date: 2025-02-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $140,735 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $140,735!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.95% Sellers Rate
$143,165
Your Cash$140,735
Total Purchase Price:$283,900

Assumed vs Traditional Mortgage

Assumed @ 3.95%
$792/mo
Traditional @ 7.5%
$1,169/mo
You save $377/month ($4,528/year)

*Secondary financing rates are an estimated value based on input

MLS ID: F10488690

Listing From:

Last updated: 2025-03-31T21:15:45.000Z

© , FTL. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.95%
7.15%

Principal & Interest

$792 /mo
$1,127 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $140,735 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $140,735!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.95% Sellers Rate
$143,165
Your Cash$140,735
Total Purchase Price:$283,900

Assumed vs Traditional Mortgage

Assumed @ 3.95%
$792/mo
Traditional @ 7.5%
$1,169/mo
You save $377/month ($4,528/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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