Laura Jewett

Laura Jewett

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Closed

$849,999

($578,876 down)
FHA

5423 Gooseberry Way, Oceanside, CA 92057

3
3
1,576 sqft
PITI Monthly
$2,137.07 /mo

Listing courtesy of: Spencer Soto, RE/MAX Connections

Assumed Rate

3.53%
7.15%

Principal & Interest

$1,660 /mo
$2,487 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MOVE-IN READY
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
MASTER SUITE
SOAKING TUB
PATIO
COMMUNITY POOL
COZY
EFFICIENT

Discover this beautifully maintained home featuring a bright and airy open layout and high vaulted ceilings perfect for entertaining. The spacious kitchen is a chef’s delight, boasting a gas range, energy-efficient appliances, large island, and ample storage. Cozy up by the gas fireplace in the dining room, or get creative in the office nook with its fun chalk wall. Retreat to the luxurious master suite with a spa-like bath, including a dual vanity, deep soaking tub, and two walk-in closets. Milgard Dual Pane windows, central heat and AC, and stylish finishes like laminate wood flooring and tile add to the comfort and appeal. Enjoy the convenience of an oversized two-car garage with a bonus shop area and a backyard patio with a pergola, perfect for relaxing or entertaining. Plus, take advantage of the community pool, spa, trails to Guajome Lake, and nearby tot lots. Located minutes from the 76, with easy access to the base and I-5, shopping, dining, and more—this home has it all! Move-in ready with low-maintenance landscaping, it’s a must-see!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.53
Remaining Loan Term
18 years, 0 months
Monthly PITI
$2,137.07/mo
Estimated Loan Balance
$273,693
Cash to close
$578,876
Interest Paid
$135,808

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Suburban, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Lakeview Estates
  • HOA Amenities: Unknown
  • HOA Fee: $190
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $539.34
  • Tax Annual Amount: $
  • On Market Date: 2024-09-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $578,876 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $578,876!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.53% Sellers Rate
$271,123
Your Cash:$578,876
Total Purchase Price:$849,999

Assumed vs Traditional Mortgage

Assumed @ 3.53%
$1,660/mo
Traditional @ 7.5%
$2,580/mo
You save $920/month ($11,040/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2407918

Listing From:

Last updated: 2024-10-10T05:08:33.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.53%
7.15%

Principal & Interest

$1,660 /mo
$2,487 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $578,876 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $578,876!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.53% Sellers Rate
$271,123
Your Cash:$578,876
Total Purchase Price:$849,999

Assumed vs Traditional Mortgage

Assumed @ 3.53%
$1,660/mo
Traditional @ 7.5%
$2,580/mo
You save $920/month ($11,040/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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