Laura Jewett

Laura Jewett

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Closed

$770,000

($380,853 down)
FHA

540 N 14th Street, Santa Paula, CA 93060

3
2
1,511 sqft
PITI Monthly
$2,425.27 /mo

Listing courtesy of: Edwardo Reyes, Real Brokerage Technologies In

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,906 /mo
$2,885 /mo

What's Special

LOCATION
FRESH PAINT
SPACIOUS
MODERN
RENOVATED
SPRINKLER SYSTEM

Welcome to 540 N 14th St in Santa Paula, a beautifully renovated home that perfectly blends modern amenities with classic charm. This 3-bedroom, 2-bathroom residence offers 1,511 square feet of meticulously updated living space, making it an ideal choice for those seeking comfort and style. Over the past three years, the home has undergone extensive upgrades, including new floors, and new baseboards throughout. The attic has been insulated for energy efficiency, and a new HVAC system, complete with a new AC unit, heating furnace, and ductwork, ensures year-round comfort. The property also features new recessed lighting, new windows, and fresh paint both inside and out, giving the home a bright and contemporary feel. The exterior has been just as thoughtfully updated, with new concrete on the driveway, a new sprinkler system, fresh landscaping in the front yard, and new grass in the backyard, all enhanced by durable vinyl fencing. A mature ficus tree lines the side wall in the backyard, providing added privacy and a touch of natural beauty. With its modern updates, spacious layout, and desirable location, 540 N 14th St is ready for you to move in and make it your own. Don’t miss the chance to enjoy the perfect blend of comfort and convenience in this stunning Santa Paula home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
25 years, 1 months
Monthly PITI
$2,425.27/mo
Estimated Loan Balance
$395,364
Cash to close
$380,853
Interest Paid
$68,925

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Vinyl
Roof
  • Roof: SeeRemarks
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: SeeRemarks
Condition
  • Year Built: 1957
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StormDrains, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Santa Paula

Financial Details

  • Price per Sqft: $509.6
  • Tax Annual Amount: $
  • On Market Date: 2024-08-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $380,853 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $380,853!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$389,147
Your Cash$380,853
Total Purchase Price:$770,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,906/mo
Traditional @ 7.5%
$2,992/mo
You save $1,086/month ($13,035/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24175487

Listing From:

Last updated: 2024-12-05T03:32:12.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,906 /mo
$2,885 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $380,853 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $380,853!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$389,147
Your Cash$380,853
Total Purchase Price:$770,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,906/mo
Traditional @ 7.5%
$2,992/mo
You save $1,086/month ($13,035/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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