Laura Jewett

Laura Jewett

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Closed

$515,000

($49,940 down)
FHA

5404 W WALATOWA Street, Laveen, AZ 85339

4
3
2,216 sqft
PITI Monthly
$3,449.2 /mo

Listing courtesy of: Melissa Camargo, Ivory Towers Realty

Assumed Rate

6.81%
7.15%

Principal & Interest

$3,062 /mo
$3,169 /mo

What's Special

SERENE
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
HOME OFFICE
PATIO
LANDSCAPED
MOUNTAIN VIEWS
PRICE REDUCED

PRICE REDUCED! This beautiful home is a 2023-built home nestled on a corner lot in the desirable community of Tierra Montana. Inside, you'll find a soft, modern color palette, wood-look flooring, and a spacious, bright, and airy great room floor plan designed for entertaining. It also features a formal dining area for gourmet meals and a versatile den ideal for a home office or extra living space. The kitchen is a chef's delight, equipped with stainless steel appliances, a wall oven, expresso-stained cabinets, quartz counters, and a center island with pendant lights over the breakfast bar. Relax in the main suite, complete with a private bathroom that includes dual sinks, a garden tub, and a walk-in closet. Step outside to a landscaped, serene backyard with a covered patio, artificial turf, and a paver patio perfect for enjoyable barbecues. The home has all appliances, including a washer, dryer, and insulated garage, and the owners did $60,000 worth of upgrades at build time. This gem is minutes from Carver & South Mountain; enjoy hiking, biking, and trails, and soak in breathtaking mountain views. This is a beautiful must-see home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
28 years, 6 months
Monthly PITI
$3,449.2/mo
Estimated Loan Balance
$466,726
Cash to close
$49,940
Interest Paid
$47,567

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2023
Details
  • Builder: Taylor Morrison

Community & HOA

Community
  • Subdivision: TIERRA MONTANA PHASE 1 PARCEL 10
  • Features: Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Tierra Montana
  • HOA Amenities: Unknown
  • HOA Fee: $99
  • HOA Frequency: $Monthly
Location
  • Region: Laveen

Financial Details

  • Price per Sqft: $232.4
  • Tax Annual Amount: $70
  • On Market Date: 2024-07-12T19:50:03.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $49,940 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $49,940!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$465,060
Your Cash$49,940
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$3,062/mo
Traditional @ 7.5%
$3,287/mo
You save $225/month ($2,702/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6730594

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-05T23:12:49.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$3,062 /mo
$3,169 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $49,940 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $49,940!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$465,060
Your Cash$49,940
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$3,062/mo
Traditional @ 7.5%
$3,287/mo
You save $225/month ($2,702/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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