Laura Jewett

Laura Jewett

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Closed

$499,900

($272,107 down)
VA

5403 Carriage Hill Road NE, Prior Lake, MN 55372

4
4
3,161 sqft
PITI Monthly
$1,863.28 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

3.66%
7.15%

Principal & Interest

$1,280 /mo
$1,887 /mo

What's Special

LOCATION
HARDWOOD FLOORS
FIREPLACE
FLEX SPACE
WET BAR
DECK
CONVENIENT LOCATION

4BR 4BA home close to Sand Point Beach/Boat Launch offering a park-like backyard setting! The impeccably-maintained interior showcases wide-plank hardwood floors, crown molding and a fresh color palette throughout! The main floor offers a generous kitchen with granite counters and updated appliances that opens to the family room with a wall of windows and a gas fireplace. Flex spaces offer lots of living options. Upstairs are 4BRs and 2 FULL baths. The finished lower level has daylight windows with southern light in the family room, wet bar and hobby spaces. BRAND NEW AC installed 9/23/2024! NEW LIGHTING, HARDWARE, and FAUCETS throughout! Additional features include NEW MARVIN WINDOWS, NEW ROOF (2023), NEW INSULATED GARAGE DOORS (8/2024), composite deck, and a heated/insulated garage with epoxy floor. You’ll love the convenient location just minutes from shops, and steps from the beach, with quick access to the high school, middle schools, and the river bridge.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.66
Remaining Loan Term
21 years, 0 months
Monthly PITI
$1,863.28/mo
Estimated Loan Balance
$228,376
Cash to close
$272,107
Interest Paid
$83,633

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Fireplace(s), Humidifier
Features
  • Materials: Metal Siding, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Metal Siding, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Jeffersons 1st Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Prior Lake

Financial Details

  • Price per Sqft: $158.15
  • Tax Annual Amount: $5000
  • On Market Date: 2024-10-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $272,107 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $272,107!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.66% Sellers Rate
$227,793
Your Cash:$272,107
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 3.66%
$1,280/mo
Traditional @ 7.5%
$1,958/mo
You save $678/month ($8,134/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6620577

Listing From: northstar

Last updated: 2024-12-30T14:55:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.66%
7.15%

Principal & Interest

$1,280 /mo
$1,887 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $272,107 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $272,107!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.66% Sellers Rate
$227,793
Your Cash:$272,107
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 3.66%
$1,280/mo
Traditional @ 7.5%
$1,958/mo
You save $678/month ($8,134/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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