Laura Jewett

Laura Jewett

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Closed

$379,999

($202,277 down)
FHA

5402 Baja Drive, Bakersfield, CA 93307

4
3
1,636 sqft
PITI Monthly
$1,260.54 /mo

Listing courtesy of: Juliana Aguilar-Avila, Vision Realty & Associates, Inc.

Assumed Rate

3.44%
7.15%

Principal & Interest

$958 /mo
$1,452 /mo

What's Special

SPACIOUS
VAULTED CEILINGS
MASTER SUITE

Welcome to this stunning 4-bedroom, 3-bathroom residence located in the desirable Tyner Homes community. This exceptional home features a well-appointed master suite situated on one wing, offering a private retreat alongside two additional spacious bedrooms and a shared hallway bathroom. On the opposite wing, you’ll find a generously sized in-law suite, providing a comfortable and private space for guests or extended family. The home boasts vaulted ceilings that enhance the open floor plan, creating a bright and airy atmosphere. The spacious kitchen is a chef's delight, equipped with ample cabinet space for all your culinary needs. The beautifully maintained front and back yards provide an inviting outdoor space, perfect for family gatherings and celebrations. This property is truly a remarkable find for anyone seeking a blend of comfort and elegance in a vibrant community. Don’t miss the opportunity to make this your dream home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.44
Remaining Loan Term
21 years, 6 months
Monthly PITI
$1,260.54/mo
Estimated Loan Balance
$178,616
Cash to close
$202,277
Interest Paid
$57,297

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Clay
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Craftsman
Materials
  • Frame
  • Roof: Clay
Condition
  • Year Built: 2016
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks, Gated
HOA
  • Has HOA: Yes
  • HOA Name: Professional Community Management
  • HOA Amenities: Unknown
  • HOA Fee: $86.5
  • HOA Frequency: $Monthly
Location
  • Region: Bakersfield

Financial Details

  • Price per Sqft: $232.27
  • Tax Annual Amount: $
  • On Market Date: 2024-09-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $202,277 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $202,277!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.44% Sellers Rate
$177,722
Your Cash:$202,277
Total Purchase Price:$379,999

Assumed vs Traditional Mortgage

Assumed @ 3.44%
$958/mo
Traditional @ 7.5%
$1,506/mo
You save $548/month ($6,576/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24198528

Listing From:

Last updated: 2025-01-14T21:11:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.44%
7.15%

Principal & Interest

$958 /mo
$1,452 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $202,277 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $202,277!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.44% Sellers Rate
$177,722
Your Cash:$202,277
Total Purchase Price:$379,999

Assumed vs Traditional Mortgage

Assumed @ 3.44%
$958/mo
Traditional @ 7.5%
$1,506/mo
You save $548/month ($6,576/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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