Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$1,050,000

($390,088 down)
VA

53 Avenida Descanso, Oceanside, CA 92057

4
3
2,303 sqft
PITI Monthly
$4,376.57 /mo

Listing courtesy of: Kyndal Gross, Douglas Elliman of California, Inc.

Assumed Rate

2.77%
7.15%

Principal & Interest

$2,983 /mo
$4,922 /mo

What's Special

REMODELED
LOCATION
SERENE
SHOPPING
DINING
SPACIOUS
LUXURY
FIREPLACE
WALK-IN CLOSET
COZY

Welcome to this stunning Oceanside home, where style and functionality blend seamlessly. As you step inside, you're greeted by sleek white tile flooring that flows throughout the downstairs. A formal living area upon entry sets the stage for elegant gatherings. The heart of the home is the fully remodeled kitchen, featuring marble waterfall countertops, upgraded white shaker cabinets, and a picturesque view of the sparkling pool just beyond the sink. Adjacent to the kitchen, the open-concept family room boasts a stylish accent wall, cozy fireplace, and easy access to the outdoor oasis. A convenient downstairs bedroom and full bath provide flexibility for guests or multigenerational living. The spacious laundry room, complete with a utility sink, and a three-car garage add to the home's practicality. Upstairs, luxury vinyl plank flooring enhances the elegant feel. The expansive primary suite offers serene pool views, a walk-in closet, and an en-suite bath. An additional bedroom, perfect for a nursery, office, or retreat space. Step outside to a backyard built for entertaining featuring a vast layout, a beautiful pool, and rare RV parking. Located in a sought-after Oceanside community, this home is just 10 minutes from the beach and conveniently close to top-tier shopping and dining. Don’t miss this incredible opportunity to own in a prime coastal location! Broker and Broker Agents do not represent or guarantee the accuracy of the square footage, permitted or unpermitted space, bd/ba count, lot size/dimensions, schools, or other information concerning the conditions or features of the property. Buyer is advised to independently verify the accuracy of all information through personal inspection & w/ appropriate professionals to satisfy themselves.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
25 years, 10 months
Monthly PITI
$4,376.57/mo
Estimated Loan Balance
$661,368
Cash to close
$390,088
Interest Paid
$80,294

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: InGround

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1994
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $455.93
  • Tax Annual Amount: $13125
  • On Market Date: 2025-03-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $390,088 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $390,088!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$659,912
Your Cash$390,088
Total Purchase Price:$1,050,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$2,983/mo
Traditional @ 7.5%
$5,106/mo
You save $2,123/month ($25,473/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250022717SD

Listing From:

Last updated: 2025-03-29T20:52:14.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$2,983 /mo
$4,922 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $390,088 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $390,088!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$659,912
Your Cash$390,088
Total Purchase Price:$1,050,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$2,983/mo
Traditional @ 7.5%
$5,106/mo
You save $2,123/month ($25,473/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.