Laura Jewett

Laura Jewett

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$450,000

($173,415 down)
FHA

5379 Breckenridge Avenue, Banning, CA 92220

2
3
2,133 sqft
PITI Monthly
$2,618.74 /mo

Listing courtesy of: Patrick Liskey, CENTURY 21 LOIS LAUER REALTY

Assumed Rate

4.12%
7.15%

Principal & Interest

$1,712 /mo
$2,387 /mo

What's Special

DINING
GRANITE COUNTERTOPS
FIREPLACE
PATIO
CLUBHOUSE
FITNESS CENTER
TENNIS COURTS

BEAUTIFUL Emerald Model, FIXER UPPER. Has some upgrades, Granite countertops, tile backsplash, plantation shutters, built-in wine fridge, all stainless appliances, surround sound throughout, stacked stone fireplace, built-in bookcases with glass doors and custom drawers, custom crown molding, tile floors, upgraded fans, den w/Murphy bed and matching bookcases and desk unit, whirlpool tub and separate step-in shower in master bath. Beautiful wraparound flagstone and concrete patio with tropical feel looks out onto the peaceful Sun Lakes Memory Garden. Has Solar for energy savings. SUN LAKES COUNTRY CLUB, located just 30 minutes west of Palm Springs, features two 18-hole golf courses, 3 clubhouses, pools & fitness centers, full-service dining room, sports bar & grill, lighted tennis courts, bocce ball courts, paddle tennis, pickleball courts and much more including many organized clubs, classes & special interest groups.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.12
Remaining Loan Term
19 years, 6 months
Monthly PITI
$2,618.74/mo
Estimated Loan Balance
$385,608
Cash to close
$173,415
Interest Paid
$137,304

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, GasStarter, GreatRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: AerobicSeptic, PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Golf, Gutters, StormDrains, StreetLights, Suburban, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Sun Lakes Realty
  • HOA Amenities: Unknown
  • HOA Fee: $385
  • HOA Frequency: $Monthly
Location
  • Region: Banning

Financial Details

  • Price per Sqft: $210.97
  • Tax Annual Amount: $5625
  • On Market Date: 2025-02-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $173,415 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $173,415!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.12% Sellers Rate
$276,585
Your Cash$173,415
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 4.12%
$1,712/mo
Traditional @ 7.5%
$2,476/mo
You save $764/month ($9,172/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG25023184

Listing From:

Last updated: 2025-04-02T15:38:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.12%
7.15%

Principal & Interest

$1,712 /mo
$2,387 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $173,415 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $173,415!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.12% Sellers Rate
$276,585
Your Cash$173,415
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 4.12%
$1,712/mo
Traditional @ 7.5%
$2,476/mo
You save $764/month ($9,172/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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