Laura Jewett

Laura Jewett

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Closed

$699,000

($239,665 down)
FHA

5349 Gramercy Cir, Fairfield, CA 94533

4
4
2,195 sqft
PITI Monthly
$3,533.97 /mo

Listing courtesy of: Suzanne Rocha, Cal Home

Assumed Rate

3.45%
7.15%

Principal & Interest

$2,278 /mo
$3,447 /mo

What's Special

LOCATION
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER
HOME OFFICE
PATIO
SOLAR PANELS

This expansive 2,195 sq. ft. single-family home offers 4 bedrooms and 3.5 bathrooms, delivering both space and modern comfort. The thoughtfully designed downstairs layout includes a junior primary suite with a full bath, ideal for guests or multigenerational living, along with a convenient powder room. The open-concept kitchen is a chef’s dream, featuring stainless steel appliances and a spacious island perfect for meals and social gatherings. Additional highlights include modern paint tones that enhance the home’s contemporary feel, complemented by recessed lighting. Upstairs, a versatile loft area awaits—perfect as a media room, home office, or extra family space—along with three additional bedrooms and two full baths. The primary suite offers a walk-in closet, a luxurious soaking tub, and a separate shower, creating a private spa-like retreat. Step outside to your backyard oasis, featuring a covered patio with an outdoor fan, stamped concrete, and fruit trees, plus plenty of space for entertaining, gardening, or outdoor activities. Owned solar panels ensure energy efficiency and year-round comfort. Situated in a welcoming community with a greenbelt and park, this home is in an excellent commuter location just minutes from the train station and essential amenities.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
25 years, 1 months
Monthly PITI
$3,533.97/mo
Estimated Loan Balance
$483,016
Cash to close
$239,665
Interest Paid
$82,364

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, GasStarter
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2017
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Other
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $135
  • HOA Frequency: $Monthly
Location
  • Region: Fairfield

Financial Details

  • Price per Sqft: $318.45
  • Tax Annual Amount: $8737.5
  • On Market Date: 2025-03-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $239,665 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $239,665!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$459,335
Your Cash$239,665
Total Purchase Price:$699,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$2,278/mo
Traditional @ 7.5%
$3,576/mo
You save $1,298/month ($15,577/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41088364

Listing From:

Last updated: 2025-03-13T12:51:34.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$2,278 /mo
$3,447 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $239,665 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $239,665!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$459,335
Your Cash$239,665
Total Purchase Price:$699,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$2,278/mo
Traditional @ 7.5%
$3,576/mo
You save $1,298/month ($15,577/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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