Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$488,000

($292,585 down)
FHA

5341 E CAROL Avenue, Mesa, AZ 85206

4
3
1,925 sqft
PITI Monthly
$1,593.36 /mo

Listing courtesy of: Erik Geisler, West USA Realty

Assumed Rate

4.05%
7.15%

Principal & Interest

$1,109 /mo
$1,560 /mo

What's Special

DINING
GRANITE COUNTERTOPS
PRIVATE BACKYARD
CHARMING
COZY

Step into this charming 2-story home, perfect for anyone seeking comfort and space. The kitchen is a highlight with its granite countertops and stainless-steel appliances, ready to make meal prep a breeze. The traditional layout offers distinct spaces, giving the home a warm and cozy feel. Enjoy plenty of room to relax in the separate living and dining areas, ideal for hosting or unwinding after a long day. Upstairs, you'll find 4 inviting bedrooms. The main bedroom is a true retreat, featuring a sitting area and lovely views. The main bathroom boasts dual sinks, adding convenience to your morning routine. Outside, the private backyard offers complete with a sparkling pool perfect for relaxing or entertaining. This home is ready for you to make it your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.05
Remaining Loan Term
22 years, 2 months
Monthly PITI
$1,593.36/mo
Estimated Loan Balance
$244,490
Cash to close
$292,585
Interest Paid
$67,850

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Fenced, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Spanish, Santa Barbara/Tuscan
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: unk

Community & HOA

Community
  • Subdivision: HERITAGE POINTE
  • Features: Gated, Playground
HOA
  • Has HOA: Yes
  • HOA Name: Heritage Pointe
  • HOA Amenities: Unknown
  • HOA Fee: $82
  • HOA Frequency: $Monthly
Location
  • Region: Mesa

Financial Details

  • Price per Sqft: $253.51
  • Tax Annual Amount: $1848
  • On Market Date: 2025-01-24T15:20:05.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $292,585 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $292,585!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.05% Sellers Rate
$195,415
Your Cash:$292,585
Total Purchase Price:$488,000

Assumed vs Traditional Mortgage

Assumed @ 4.05%
$1,109/mo
Traditional @ 7.5%
$1,618/mo
You save $509/month ($6,104/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6810038

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-20T05:06:49.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.05%
7.15%

Principal & Interest

$1,109 /mo
$1,560 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $292,585 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $292,585!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.05% Sellers Rate
$195,415
Your Cash:$292,585
Total Purchase Price:$488,000

Assumed vs Traditional Mortgage

Assumed @ 4.05%
$1,109/mo
Traditional @ 7.5%
$1,618/mo
You save $509/month ($6,104/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.