Laura Jewett

Laura Jewett

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Closed

$895,900

($907,144 down)
VA

5334 Rio Plata Drive, Oceanside, CA 92057

3
2
1,205 sqft
PITI Monthly
$1,736.8 /mo

Listing courtesy of: Dale Lawrence, Dale Lawrence, Broker

Assumed Rate

7.99%
7.15%

Principal & Interest

$557 /mo
$513 /mo

What's Special

Tastefully reimagined by designer Chrissy Soler, this single level 3br/2ba home shows like a dream. Open floorplan lives much larger than it's square footage with tons of natural light complemented all new designer lighting fixtures. Showcase kitchen, spa quality bathrooms, inviting living spaces all combine to provide a great feel. Fresh front landscaping with great entertaining potential in the rear yard. Longtime owner took this single family rental down to the studs with NEW: Roof, paint interior and exterior, LVP flooring and baseboards, plumbing and electrical fixtures, kitchen including all cabinets appliances and fixtures, two bathrooms including showers, vanities and toilets. Fresh Sliders installed in living room and primary suite and new water heater. If you are familiar with this single level model you will notice that the soffits have been removed in kitchen and baths and ceiling raised to provide a more open feel.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
7.99
Remaining Loan Term
Loan term completed
Monthly PITI
$1,736.8/mo
Estimated Loan Balance
$0
Cash to close
$907,144
Interest Paid
$124,569

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Concrete
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $743.49
  • Tax Annual Amount: $11198.8
  • On Market Date: 2024-10-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $907,144 (101%)
You can enter any amount below - secondary financing will cover the difference if needed.
101%
$

You cover the entire equity of $907,144!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.99% Sellers Rate
-$11,244
Your Cash:$907,144
Total Purchase Price:$895,900

Assumed vs Traditional Mortgage

Assumed @ 7.99%
$557/mo
Traditional @ 7.5%
$532/mo
You save $-25/month ($-296/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2409178

Listing From:

Last updated: 2025-03-07T13:34:33.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.99%
7.15%

Principal & Interest

$557 /mo
$513 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $907,144 (101%)
You can enter any amount below - secondary financing will cover the difference if needed.
101%
$

You cover the entire equity of $907,144!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.99% Sellers Rate
-$11,244
Your Cash:$907,144
Total Purchase Price:$895,900

Assumed vs Traditional Mortgage

Assumed @ 7.99%
$557/mo
Traditional @ 7.5%
$532/mo
You save $-25/month ($-296/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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