Laura Jewett

Laura Jewett

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Closed

$399,000

($172,356 down)
FHA

5321 Elmwood Road, San Bernardino, CA 92404

3
2
1,232 sqft
PITI Monthly
$1,641.5 /mo

Listing courtesy of: Sirilo Ortiz, eXp Realty of Greater Los Angeles

Assumed Rate

4.57%
7.15%

Principal & Interest

$1,310 /mo
$1,732 /mo

What's Special

LOCATION
SHOPPING
ENTERTAINMENT
SPACIOUS
SHORT COMMUTE
CHARMING

Welcome to 5321 Elmwood Rd, San Bernardino, CA 92404-2835 This charming single-family residence offers 3 spacious bedrooms and 2 bathrooms, providing ample space for comfortable living. The well-designed layout offers an inviting atmosphere and plenty of natural light. The home is located in a convenient neighborhood with easy access to local amenities and transportation. Families will appreciate the proximity to excellent schools, including [Insert nearby schools], ensuring a short commute for students. Shopping enthusiasts will love the nearby retail centers, such as [Insert nearby shopping areas], offering a variety of stores, restaurants, and entertainment options. For commuters, the home’s location provides quick access to major freeways, including 210 and 215 freeways making travel to work or exploring the greater San Bernardino area a breeze. This property is an excellent opportunity to live in a desirable area, offering comfort, convenience, and accessibility all in one. Home does need so me TLC

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.57
Remaining Loan Term
23 years, 4 months
Monthly PITI
$1,641.5/mo
Estimated Loan Balance
$250,154
Cash to close
$172,356
Interest Paid
$73,679

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: San Bernardino

Financial Details

  • Price per Sqft: $323.86
  • Tax Annual Amount: $4987.5
  • On Market Date: 2024-12-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $172,356 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $172,356!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.57% Sellers Rate
$226,644
Your Cash$172,356
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 4.57%
$1,310/mo
Traditional @ 7.5%
$1,796/mo
You save $486/month ($5,838/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV24251650

Listing From:

Last updated: 2025-02-06T19:43:39.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.57%
7.15%

Principal & Interest

$1,310 /mo
$1,732 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $172,356 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $172,356!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.57% Sellers Rate
$226,644
Your Cash$172,356
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 4.57%
$1,310/mo
Traditional @ 7.5%
$1,796/mo
You save $486/month ($5,838/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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