Laura Jewett

Laura Jewett

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Closed

$290,000

($84,807 down)
FHA

530 S Emerald Trail, Prescott, AZ 86303

2
2
1,345 sqft
PITI Monthly
$1,287.63 /mo

Listing courtesy of: Cynthia Lynn Stoppe, Realty ONE Group Mt Desert

Assumed Rate

3.08%
7.15%

Principal & Interest

$941 /mo
$1,492 /mo

What's Special

FENCED YARD
HISTORIC
NO HOA

NO LOT FEES. You OWN the LAND. NO HOA and LOW property taxes. Well maintained home just about two miles from Historic downtown Prescott. Ultimate privacy with low maintenance landscaping, two storage sheds and large fenced yard for your pets or backyard chickens. New gas furnace, new AC, new gas water heater, new gas stove. Home warranty, washer and dryer included in this sale. Huge separate laundry room with plenty of storage. Plenty of room to park your RV, boat, toys or plant a garden. Make an appointment to see this home today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.08
Remaining Loan Term
26 years, 1 months
Monthly PITI
$1,287.63/mo
Estimated Loan Balance
$206,429
Cash to close
$84,807
Interest Paid
$25,572

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Other, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Free Standing
  • Flooring:

Exterior

Fencing
  • Fencing: Chain Link, Partial
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Septic in & Cnctd, Septic Tank
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Mfg/Mobile
  • Architectural Style:
Materials
  • Other, Wood Frame, Painted
  • Roof: Composition
Condition
  • Year Built: 1983
Details
  • Builder: Golden West Homes

Community & HOA

Community
  • Subdivision: Canyon Sights
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Prescott

Financial Details

  • Price per Sqft: $215.61
  • Tax Annual Amount: $482
  • On Market Date: 2024-09-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $84,807 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $84,807!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$205,193
Your Cash$84,807
Total Purchase Price:$290,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$941/mo
Traditional @ 7.5%
$1,548/mo
You save $607/month ($7,281/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PAR1067589

Listing From: paar

Last updated: 2025-02-26T14:42:20.000Z

© , paar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$941 /mo
$1,492 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $84,807 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $84,807!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$205,193
Your Cash$84,807
Total Purchase Price:$290,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$941/mo
Traditional @ 7.5%
$1,548/mo
You save $607/month ($7,281/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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