Laura Jewett

Laura Jewett

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$655,000

($448,578 down)
FHA

5309 Gold Creek Cir, Discovery Bay, CA 94505

4
3
2,583 sqft
PITI Monthly
$2,485.86 /mo

Listing courtesy of: David Greene, Keller Williams

Assumed Rate

4.07%
7.15%

Principal & Interest

$1,329 /mo
$1,864 /mo

What's Special

GATED COMMUNITY
ENTERTAINMENT
DINING
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
SOAKING TUB
GAME ROOM
PATIO
TENNIS COURTS
PLAYGROUND

Located in a gated community with 24 hour security and gorgeous lakes, this four bedroom, three bathroom home with a large loft is perfect for a family looking to enjoy a beautiful community with tons of amenities. You'll notice vaulted ceilings and natural light when you first enter, as the living room/dining rooms leads to an open kitchen with granite tile and stainless steel appliances with a large island that opens to a family room with a gas fireplace. The downstairs is rounded out with a bedroom, bathroom, laundry room, and garage access. Upstairs you'll find a huge loft, two bedrooms, a full bathroom, and master bedroom. The master bedroom has a sitting room that could be converted to it's own bedroom, full shower, soaking tub, and two walk in closets. The upstairs loft is perfect for entertainment, setting up a movie room, or making your customized game room. New HVAC recently installed and washer/dryer/fridge are included. The private community is fully gated with professional landscaping, parks, tennis courts, bocce, playgrounds, and several lakes to enjoy with walking/running trails and lighted fountains. The backyard has a covered patio and electric hookups for a hot tub on a concrete pad that's already poured.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.07
Remaining Loan Term
18 years, 4 months
Monthly PITI
$2,485.86/mo
Estimated Loan Balance
$341,657
Cash to close
$448,578
Interest Paid
$115,823

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: GasStarter
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: THE LAKES
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: CALL LISTING AGENT
  • HOA Amenities: Unknown
  • HOA Fee: $187
  • HOA Frequency: $Monthly
Location
  • Region: Discovery Bay

Financial Details

  • Price per Sqft: $253.58
  • Tax Annual Amount: $8187.5
  • On Market Date: 2025-03-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $448,578 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $448,578!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$206,422
Your Cash:$448,578
Total Purchase Price:$655,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$1,329/mo
Traditional @ 7.5%
$1,934/mo
You save $605/month ($7,258/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41089550

Listing From:

Last updated: 2025-03-31T12:41:44.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.07%
7.15%

Principal & Interest

$1,329 /mo
$1,864 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $448,578 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $448,578!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$206,422
Your Cash:$448,578
Total Purchase Price:$655,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$1,329/mo
Traditional @ 7.5%
$1,934/mo
You save $605/month ($7,258/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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