Laura Jewett

Laura Jewett

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$519,900

($97,061 down)
FHA

5302 Barrymore Drive, Oxnard, CA 93033

2
3
1,075 sqft
PITI Monthly
$3,224.41 /mo

Listing courtesy of: Shirley Acosta, RE/MAX Gold Coast REALTORS

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,170 /mo
$3,007 /mo

What's Special

MINUTES AWAY
SHOPPING
SPACIOUS
STAINLESS STEEL APPLIANCES

JUST REDUCED! This two-story townhome is a real gem! It has a super open and spacious floor plan with a large living area and a vaulted ceiling. The kitchen is updated with stainless steel appliances, so you can whip up your favorite meals. The home also offers an upgraded wood like flooring and an indoor laundry area. The 2-car garage is attached to the house with direct access and has plenty of space for your cars and also an assigned parking across the unit. The backyard is spacious and perfect for relaxing and having barbecues. You'll also love the nearby community swimming pool to cool off during the summer, and it's only minutes away from the beach, naval base, and shopping. This place is a MUST SEE!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$3,224.41/mo
Estimated Loan Balance
$424,233
Cash to close
$97,061
Interest Paid
$52,817

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, SeeRemarks

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Southbay Townhomes - 0377
  • Features: StreetLights
HOA
  • Has HOA: Yes
  • HOA Name: The Southbay Community Association Inc
  • HOA Amenities: Unknown
  • HOA Fee: $417
  • HOA Frequency: $Monthly
Location
  • Region: Oxnard

Financial Details

  • Price per Sqft: $483.63
  • Tax Annual Amount: $6498.75
  • On Market Date: 2025-02-26T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $97,061 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $97,061!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$422,839
Your Cash$97,061
Total Purchase Price:$519,900

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,170/mo
Traditional @ 7.5%
$3,119/mo
You save $950/month ($11,398/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-28345

Listing From:

Last updated: 2025-03-22T17:34:23.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,170 /mo
$3,007 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $97,061 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $97,061!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$422,839
Your Cash$97,061
Total Purchase Price:$519,900

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,170/mo
Traditional @ 7.5%
$3,119/mo
You save $950/month ($11,398/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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