Laura Jewett

Laura Jewett

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Closed

$659,000

($69,125 down)
VA

53019 Gallica Street, Lake Elsinore, CA 92532

4
3
3,242 sqft
PITI Monthly
$4,834.93 /mo

Listing courtesy of: Amy Clark, Realty ONE Group Southwest

Assumed Rate

6.9%
7.15%

Principal & Interest

$3,982 /mo
$4,083 /mo

What's Special

OPEN CONCEPT
ENTERTAINMENT
SPACIOUS
LUXURY
FIREPLACE
PATIO
MATURE TREES
COZY

****Professional pictures COMING SOON****This home is nestled between the Ortega Mountains in Lake Elsinore and minutes from the 15 Freeway. Located within the Rosetta Canyon community the home is framed by picturesque and peaceful surroundings. This 5 bedroom 3 bath, 3 car garage home is looking perfect for you and is just what you are looking for. As you walk up the driveway and turn toward the door you will be happy to find an inviting front porch tucked away and a stained glass door. Open the door and find a well lit sitting room to your left and entry that leads to the open concept living and kitchen space with a view to the backyard from the front door. The backyard offers a living space of its own to you. An alum-a-wood patio cover with roll down blinds, an outdoor entertainment bar with TV and a lot of grass, bushes and trees invites you to throw a party and invite your friends to your house warming party. A freshly painted and reinforced fence surrounds the backyard and the large mature trees provide plenty of privacy. Coming back inside, lots of light floods this space as you take in the walnut colored LVP flooring, light, neutral wall colors and spacious yet cozy space. The kitchen has custom tile flooring, recycled glass counters, and walnut colored cabinets with under cabinet lighting. The downstairs features a large bedroom with 2 large closets with a full bathroom conveniently located next to the garage entry to the home and right next to the downstairs bedroom. The stair case opens to the living and kitchen with a wide birth entry to the landing. Light, neutral colored, clean carpeted stairs lead you up to more of that beautiful walnut LVP flooring. The MVP of this home is the Primary bedroom which features a hidden oasis of tranquility and peace with its own raised living space complete with a fireplace, walk in closet and luxury ensuite. This home has recessed lighting throughout and has lots of natural light too. This home is waiting for you and is appropriately priced. Please reach out today about seeing this lovely property. Solar lease conveys to purchaser at $239/mthly.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.9
Remaining Loan Term
27 years, 9 months
Monthly PITI
$4,834.93/mo
Estimated Loan Balance
$591,625
Cash to close
$69,125
Interest Paid
$92,792

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Gas
  • Heating: Central, Solar
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, PrimaryBedroom
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs
HOA
  • Has HOA: Yes
  • HOA Name: Rosetta Canyon
  • HOA Amenities: Unknown
  • HOA Fee: $78
  • HOA Frequency: $Monthly
Location
  • Region: Lake Elsinore

Financial Details

  • Price per Sqft: $203.27
  • Tax Annual Amount: $8237.5
  • On Market Date: 2025-03-23T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $69,125 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $69,125!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$589,875
Your Cash$69,125
Total Purchase Price:$659,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$3,982/mo
Traditional @ 7.5%
$4,236/mo
You save $254/month ($3,046/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25047083

Listing From:

Last updated: 2025-03-23T12:37:50.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.9%
7.15%

Principal & Interest

$3,982 /mo
$4,083 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $69,125 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $69,125!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$589,875
Your Cash$69,125
Total Purchase Price:$659,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$3,982/mo
Traditional @ 7.5%
$4,236/mo
You save $254/month ($3,046/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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