Laura Jewett

Laura Jewett

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Closed

$925,000

($394,826 down)
VA

5291 Rio Plata Drive, Oceanside, CA 92057

3
2
1,374 sqft
PITI Monthly
$3,543.7 /mo

Listing courtesy of: Carly Zamani, Carly Zamani, Broker

Assumed Rate

6.27%
7.15%

Principal & Interest

$3,327 /mo
$3,642 /mo

What's Special

FRESH PAINT
SPACIOUS
SOLAR PANELS
NO HOA

Welcome to this stunning three-bedroom, two-bathroom treasure in Oceanside! This delightful home boasts a single-story layout, making it perfect for easy living. Let’s explore its fantastic features: • Bedrooms: Three spacious bedrooms provide ample space for your family or guests. • Bathrooms: Two well-appointed bathrooms ensure convenience and comfort. • Solar Panels: Say goodbye to energy bills! The solar panels are fully paid off, allowing you to enjoy eco-friendly living. • New Windows, Doors and rain gutters : Enjoy abundant natural light and energy efficiency with brand-new windows throughout the home. • New AC Unit: Stay cool during warm Oceanside days with the recently installed air conditioning system. • Fresh Paint: The interior has been tastefully updated with new paint, creating a welcoming atmosphere. • Huge Grassy Backyard: Imagine relaxing or hosting gatherings in your expansive backyard, complete with lush green grass, lemon, orange, peach and avocado trees. Anyone interested in building an ADU? • No HOA: No pesky homeowner association fees—just the freedom to make this house your own. Located in a desirable neighborhood, this home offers convenience, comfort, and energy efficiency. Don’t miss out—schedule a viewing today! Welcome Home Indeed.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.27
Remaining Loan Term
28 years, 0 months
Monthly PITI
$3,543.7/mo
Estimated Loan Balance
$531,279
Cash to close
$394,826
Interest Paid
$66,853

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, ForcedAir, Fireplaces
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: ExcellentCondition, Privacy, Stone
Roof
  • Roof: Clay, SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Clay, SpanishTile
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Biking, Curbs, Gutters, StormDrains, StreetLights, Suburban, Sidewalks, Park
HOA
  • Has HOA: No
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $673.22
  • Tax Annual Amount: $
  • On Market Date: 2024-08-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $394,826 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $394,826!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$530,174
Your Cash$394,826
Total Purchase Price:$925,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$3,327/mo
Traditional @ 7.5%
$3,778/mo
You save $451/month ($5,407/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW24165032

Listing From:

Last updated: 2024-12-05T03:42:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.27%
7.15%

Principal & Interest

$3,327 /mo
$3,642 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $394,826 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $394,826!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$530,174
Your Cash$394,826
Total Purchase Price:$925,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$3,327/mo
Traditional @ 7.5%
$3,778/mo
You save $451/month ($5,407/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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