Laura Jewett

Laura Jewett

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Closed

$1,125,000

($248,666 down)
VA

5278 Camino Playa Malaga, San Diego, CA 92124

3
3
1,401 sqft
PITI Monthly
$6,062.85 /mo

Listing courtesy of: Joshua Pobur, Real Broker

Assumed Rate

6.96%
7.15%

Principal & Interest

$5,846 /mo
$5,959 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
CHARMING

This charming 3-bedroom, 2.5-bathroom home offers 1,401 sq. ft. of living space on a generous 6,401 sq. ft. lot, as well as a fully Owned SOLAR panel system! This floor plan creates a welcoming atmosphere, with spacious rooms and ample outdoor space. 2 bathrooms were just updated! Enjoy outdoor recreation at nearby Sheppard Canyon and Villa Norte Park, and benefit from the easy access to the 52 freeway for a quick commute! Close proximity to Kumeyaay Elementary School too. Additionally, the home is conveniently nearby a variety of shopping and dining options, ensuring all your needs are within reach. With its ideal location, comfortable living space, and proximity to local amenities, this home presents a wonderful opportunity. Don’t miss your chance to schedule a tour and make this lovely home yours.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.96
Remaining Loan Term
29 years, 2 months
Monthly PITI
$6,062.85/mo
Estimated Loan Balance
$878,598
Cash to close
$248,666
Interest Paid
$50,979

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision: San Diego
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Tierrasanta Norte HOA
  • HOA Amenities: Unknown
  • HOA Fee: $81
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $803
  • Tax Annual Amount: $14062.5
  • On Market Date: 2025-01-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $248,666 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $248,666!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.96% Sellers Rate
$876,334
Your Cash$248,666
Total Purchase Price:$1,125,000

Assumed vs Traditional Mortgage

Assumed @ 6.96%
$5,846/mo
Traditional @ 7.5%
$6,181/mo
You save $335/month ($4,020/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250000751SD

Listing From:

Last updated: 2025-02-20T21:32:07.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.96%
7.15%

Principal & Interest

$5,846 /mo
$5,959 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $248,666 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $248,666!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.96% Sellers Rate
$876,334
Your Cash$248,666
Total Purchase Price:$1,125,000

Assumed vs Traditional Mortgage

Assumed @ 6.96%
$5,846/mo
Traditional @ 7.5%
$6,181/mo
You save $335/month ($4,020/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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