Laura Jewett

Laura Jewett

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$450,000

($77,804 down)
VA

5246 Shenandoah Street, Ventura, CA 93003

2
1
903 sqft
PITI Monthly
$2,733.09 /mo

Listing courtesy of: Maxine Monina, Pinnacle Estate Properties, Inc.

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,082 /mo
$2,626 /mo

What's Special

MINUTES AWAY
SHOPPING
DINING
SPACIOUS
COMMUNITY POOL
CHARMING
INVESTMENT OPPORTUNITY

This charming top-floor condo features 2 bedrooms and 1 bathroom in a highly desirable area of Ventura. Just 10 minutes from stunning beaches, the freeway, and local shopping, it also offers easy access to Port Hueneme military base, only 20 minutes away.The bright and airy unit boasts picturesque tree top and park views, as well as, pee-a-boo views of the mountains from its elevated position. The primary bedroom includes a spacious closet, while a few recent upgrades add to the home's appeal, including a new oven, a new ceiling fan in the dining area, and a beautiful new vanity and lighting in the bathroom. In addition, there is a shared garage with additional storage space, and community pool and paths.Whether you're a first-time buyer or looking for a great investment opportunity, this condo is a fantastic find!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$2,733.09/mo
Estimated Loan Balance
$373,264
Cash to close
$77,804
Interest Paid
$53,710

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: Electric, ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Association, Fenced, InGround

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Asphalt
Condition
  • Year Built: 1971
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Villa VTA/Vta Vlg - 2095
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Villa Ventura
  • HOA Amenities: Unknown
  • HOA Fee: $395
  • HOA Frequency: $Monthly
Location
  • Region: Ventura

Financial Details

  • Price per Sqft: $498.34
  • Tax Annual Amount: $5625
  • On Market Date: 2025-02-27T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $77,804 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $77,804!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$372,196
Your Cash$77,804
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,082/mo
Traditional @ 7.5%
$2,723/mo
You save $641/month ($7,696/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225000959

Listing From:

Last updated: 2025-03-21T18:58:28.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,082 /mo
$2,626 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $77,804 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $77,804!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$372,196
Your Cash$77,804
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,082/mo
Traditional @ 7.5%
$2,723/mo
You save $641/month ($7,696/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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