Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$345,000

($288,682 down)
FHA

522 San Juan Bautista Avenue, Merced, CA 95341

3
2
1,095 sqft
PITI Monthly
$619.53 /mo

Listing courtesy of: Patricia Vazquez Rangel, Realty Executives Of Northern California

Assumed Rate

4.56%
7.15%

Principal & Interest

$412 /mo
$546 /mo

What's Special

INVESTORS
FIREPLACE

Welcome home! This 3-bedroom, 2-bathroom, it's the perfect place to start home ownership. The kitchen was updated just a year ago, and the whole house was freshly painted earlier this year on the inside. The fireplace creates a great ambiance in the living room for the holidays. It’s an ideal spot for first-time buyers, investors, or small families. Come and see for yourself—this house is ready to become your home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.56
Remaining Loan Term
15 years, 5 months
Monthly PITI
$619.53/mo
Estimated Loan Balance
$58,829
Cash to close
$288,682
Interest Paid
$46,061

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: Tile

Exterior

Fencing
  • Fencing: AverageCondition
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Park
HOA
  • Has HOA: No
Location
  • Region: Merced

Financial Details

  • Price per Sqft: $315.07
  • Tax Annual Amount: $
  • On Market Date: 2024-08-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $288,682 (84%)
You can enter any amount below - secondary financing will cover the difference if needed.
84%
$

You cover the entire equity of $288,682!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.56% Sellers Rate
$56,318
Your Cash:$288,682
Total Purchase Price:$345,000

Assumed vs Traditional Mortgage

Assumed @ 4.56%
$412/mo
Traditional @ 7.5%
$566/mo
You save $154/month ($1,845/year)

*Secondary financing rates are an estimated value based on input

MLS ID: MC24169625

Listing From:

Last updated: 2024-12-10T17:25:07.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.56%
7.15%

Principal & Interest

$412 /mo
$546 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $288,682 (84%)
You can enter any amount below - secondary financing will cover the difference if needed.
84%
$

You cover the entire equity of $288,682!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.56% Sellers Rate
$56,318
Your Cash:$288,682
Total Purchase Price:$345,000

Assumed vs Traditional Mortgage

Assumed @ 4.56%
$412/mo
Traditional @ 7.5%
$566/mo
You save $154/month ($1,845/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.