Laura Jewett

Laura Jewett

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Closed

$269,900

($74,995 down)
FHA

521 Beardsley Avenue, Bakersfield, CA 93308

3
2
1,117 sqft
PITI Monthly
$1,163.87 /mo

Listing courtesy of: Alishaan Abbas, Agentcor Realty

Assumed Rate

2.9%
7.15%

Principal & Interest

$866 /mo
$1,406 /mo

What's Special

ENTERTAINMENT
SPACIOUS
BREAKFAST NOOK
PATIO
CHARMING
COZY

Welcome to this delightful 3-bedroom, 2-bathroom haven nestled near the coveted North Country Meadows. This charming property sits on a spacious R2 zoned lot, offering fantastic potential for an additional unit. Step inside and be greeted by a generous living room, perfect for unwinding after a long day. Enjoy your morning coffee in the cozy breakfast nook or whip up culinary delights in the kitchen, designed for both cooking and entertaining. The warm and inviting layout of this home creates an atmosphere of comfort and charm throughout. Outside, you'll find ample space for both relaxation and entertainment. Imagine hosting gatherings on the covered patio in the back, a perfect spot for making lasting memories with family and friends. Don't miss your chance to own a slice of paradise in this highly sought-after neighborhood. Experience the perfect blend of comfort, potential, and charm in this well-maintained gem!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.9
Remaining Loan Term
26 years, 7 months
Monthly PITI
$1,163.87/mo
Estimated Loan Balance
$208,120
Cash to close
$74,995
Interest Paid
$19,882

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: EvaporativeCooling
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1959
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Bakersfield

Financial Details

  • Price per Sqft: $241.63
  • Tax Annual Amount: $
  • On Market Date: 2024-07-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $74,995 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $74,995!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$194,905
Your Cash$74,995
Total Purchase Price:$269,900

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$866/mo
Traditional @ 7.5%
$1,458/mo
You save $592/month ($7,103/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24145916

Listing From:

Last updated: 2024-12-05T03:35:10.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$866 /mo
$1,406 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $74,995 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $74,995!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$194,905
Your Cash$74,995
Total Purchase Price:$269,900

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$866/mo
Traditional @ 7.5%
$1,458/mo
You save $592/month ($7,103/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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