Laura Jewett

Laura Jewett

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Closed

$420,000

($154,669 down)
FHA

5205 Verner Ave, Sacramento, CA 95841

3
2
1,400 sqft
PITI Monthly
$2,314.32 /mo

Listing courtesy of: Lambert W Li, Lambert Li, Broker

Assumed Rate

4.44%
7.15%

Principal & Interest

$1,514 /mo
$2,033 /mo

What's Special

SHOPPING
SPACIOUS
FIREPLACE
HOME OFFICE
GAME ROOM
CHARMING

This charming single-story, ranch-style home boasts 1,400 square feet of living space on a generous 8,276 sq. ft. lot. The spacious layout includes 3 bedrooms, 2 full bathrooms, and a bonus room that can be used as a home office. The living room is spacious with a wood-burning fireplace. The garage has been thoughtfully converted into a game room. The home offers convenient access to Highway 80 and is close to a neighborhood park and shopping. ADU potential.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.44
Remaining Loan Term
23 years, 1 months
Monthly PITI
$2,314.32/mo
Estimated Loan Balance
$301,281
Cash to close
$154,669
Interest Paid
$86,833

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Vinyl, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • WoodSiding
  • Roof: Unknown
Condition
  • Year Built: 1959
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Other
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $300
  • Tax Annual Amount: $5250
  • On Market Date: 2024-08-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $154,669 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $154,669!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.44% Sellers Rate
$265,331
Your Cash$154,669
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 4.44%
$1,514/mo
Traditional @ 7.5%
$2,108/mo
You save $594/month ($7,131/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41069507

Listing From:

Last updated: 2024-11-16T13:18:10.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.44%
7.15%

Principal & Interest

$1,514 /mo
$2,033 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $154,669 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $154,669!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.44% Sellers Rate
$265,331
Your Cash$154,669
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 4.44%
$1,514/mo
Traditional @ 7.5%
$2,108/mo
You save $594/month ($7,131/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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