Laura Jewett

Laura Jewett

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Closed

$525,000

($365,387 down)
VA

5170 Columbus Place, Oxnard, CA 93033

3
2
1,152 sqft
PITI Monthly
$1,150.05 /mo

Listing courtesy of: Kiran Locke, Surfside-Anacapa Real Estate

Assumed Rate

3.57%
7.15%

Principal & Interest

$983 /mo
$1,466 /mo

What's Special

GATED COMMUNITY
SHOPPING
DINING
SPACIOUS
MASTER SUITE
PATIO
PRIVATE BACKYARD
FITNESS CENTER
CHARMING
COZY

Welcome to 5170 Columbus Place, a charming 3-bedroom, 2-bathroom home in a desirable gated community in Oxnard. This beautifully maintained residence features laminate flooring throughout the main living areas, with cozy carpet in the bedrooms for added comfort. The open-concept floor plan offers a spacious living and dining area, perfect for entertaining, while the well-equipped kitchen provides ample cabinet space and counter area. The master suite includes its own private bathroom, creating a peaceful retreat. Outside, the home boasts a private backyard with a large patio area ideal for relaxation and outdoor gatherings. As part of a vibrant community, residents enjoy access to fantastic amenities, including an outdoor pool and spa, a fitness center, and a children's play area. Conveniently located near local schools, shopping, dining, and beaches, this home is perfect for anyone seeking a comfortable and active lifestyle. Don't miss out on this fantastic opportunity!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.57
Remaining Loan Term
18 years, 2 months
Monthly PITI
$1,150.05/mo
Estimated Loan Balance
$161,130
Cash to close
$365,387
Interest Paid
$80,109

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Central, ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: StuccoWall, WroughtIron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Fenced, Heated, InGround, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Portofino Homes - 4588
  • Features: StormDrains, StreetLights
HOA
  • Has HOA: Yes
  • HOA Name: Portofino
  • HOA Amenities: Unknown
  • HOA Fee: $418
  • HOA Frequency: $Monthly
Location
  • Region: Oxnard

Financial Details

  • Price per Sqft: $455.73
  • Tax Annual Amount: $
  • On Market Date: 2024-11-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $365,387 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $365,387!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.57% Sellers Rate
$159,613
Your Cash:$365,387
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.57%
$983/mo
Traditional @ 7.5%
$1,521/mo
You save $538/month ($6,451/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-26820

Listing From:

Last updated: 2025-01-14T00:57:33.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.57%
7.15%

Principal & Interest

$983 /mo
$1,466 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $365,387 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $365,387!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.57% Sellers Rate
$159,613
Your Cash:$365,387
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.57%
$983/mo
Traditional @ 7.5%
$1,521/mo
You save $538/month ($6,451/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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