Laura Jewett

Laura Jewett

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$865,000

($91,722 down)
VA

515 Longhorn Way, Oakley, CA 94561

4
3
2,093 sqft
PITI Monthly
$3,645.23 /mo

Listing courtesy of: Belia Martinez, EXP Realty of California

Assumed Rate

2.79%
7.15%

Principal & Interest

$3,429 /mo
$5,643 /mo

What's Special

OPEN CONCEPT
DINING
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
LANDSCAPED
SPRINKLER SYSTEM

PLEASE INQUIRE ABOUT THE VA ASSUMABLE LOAN!!! THE INTEREST RATE IS IN THE LOW 2%. Step into this beautiful single story home situated on a corner lot. It has 4 bedrooms, 3 baths and 2093 square feet of living space on a 6276 square foot corner lot. It was build in 2021 and showcases it's modern living with an open concept kitchen and dining room. As you walk into the entry way you are greeted with soaring ceilings and plantation shutters throughout the home. The kitchen has quartz countertops, gas range and stainless steel appliances. The living room has a gas fireplace and a sliding door that leads to the back yard. The home has carpet in the bedrooms and LVP flooring throughout the home. There are programable lighting throughout the home and exterior "wifi" wireless monitoring water meter for the sprinkler system. Each bathroom has motion sensor lighting for the convenience of energy savings. The master bedroom has it's own on-suite with double sinks, sunken tub, shower stall and a walk-in closet. The backyard is beautifully landscaped with various trees to include Indian and Nitidas Ficus trees; along with stamped concrete and two pergolas that are great for outdoor entertaining. Don't miss the opportunity to own a newly build home in Oakley!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.79
Remaining Loan Term
26 years, 5 months
Monthly PITI
$3,645.23/mo
Estimated Loan Balance
$776,528
Cash to close
$91,722
Interest Paid
$80,307

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Not Listed
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Oakley

Financial Details

  • Price per Sqft: $413.28
  • Tax Annual Amount: $10812.5
  • On Market Date: 2025-01-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $91,722 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $91,722!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$773,278
Your Cash$91,722
Total Purchase Price:$865,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$3,429/mo
Traditional @ 7.5%
$5,853/mo
You save $2,425/month ($29,097/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41081432

Listing From:

Last updated: 2025-03-22T23:24:47.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.79%
7.15%

Principal & Interest

$3,429 /mo
$5,643 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $91,722 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $91,722!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$773,278
Your Cash$91,722
Total Purchase Price:$865,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$3,429/mo
Traditional @ 7.5%
$5,853/mo
You save $2,425/month ($29,097/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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