Laura Jewett

Laura Jewett

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Closed

$335,000

($221,120 down)
FHA

5148 W ALBENIZ Place, Phoenix, AZ 85043

3
3
1,500 sqft
PITI Monthly
$952.44 /mo

Listing courtesy of: Angel Alvarado, American Traditions Realty

Assumed Rate

3.84%
7.15%

Principal & Interest

$625 /mo
$902 /mo

What's Special

SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
CHARMING

Seize the opportunity to own this charming two-story residence in the desirable Riverbend! Be greeted by a lovely front yard and an inviting front porch, great for your morning coffee. Inside, you have a perfectly sized open layout boasting tall ceilings, tile flooring, and plush carpeting in all the right places. The kitchen is a homemaker's delight, designed with stainless steel appliances, wood cabinetry, enough counter space for meal preparation, a pantry, and a center island with a breakfast bar. Continue upstairs to find a primary bedroom, offering a vanity area, designer's paint, a private bathroom, and a walk-in closet. Take advantage of the spacious 2-car rear garage. Enjoy fun BBQs in the private side yard set on pavers! What are you waiting for? This gem is the one!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.84
Remaining Loan Term
20 years, 3 months
Monthly PITI
$952.44/mo
Estimated Loan Balance
$111,600
Cash to close
$221,120
Interest Paid
$45,118

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Other (See Remarks)
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder: K Hovnanian

Community & HOA

Community
  • Subdivision: RIVERBEND 1 UNIT A
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: Management Trust
  • HOA Amenities: Unknown
  • HOA Fee: $75
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $223.33
  • Tax Annual Amount: $991
  • On Market Date: 2024-07-04T07:36:07.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $221,120 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $221,120!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.84% Sellers Rate
$113,880
Your Cash:$221,120
Total Purchase Price:$335,000

Assumed vs Traditional Mortgage

Assumed @ 3.84%
$625/mo
Traditional @ 7.5%
$936/mo
You save $310/month ($3,723/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6690544

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-06-01T08:07:15.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.84%
7.15%

Principal & Interest

$625 /mo
$902 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $221,120 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $221,120!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.84% Sellers Rate
$113,880
Your Cash:$221,120
Total Purchase Price:$335,000

Assumed vs Traditional Mortgage

Assumed @ 3.84%
$625/mo
Traditional @ 7.5%
$936/mo
You save $310/month ($3,723/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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