Laura Jewett

Laura Jewett

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Pending

$1,050,000

($365,694 down)
VA

5123 Bella Collina Street, Oceanside, CA 92056

4
3
2,451 sqft
PITI Monthly
$4,440.7 /mo

Listing courtesy of: Christine Derr, AARE

Assumed Rate

2.79%
7.15%

Principal & Interest

$3,047 /mo
$5,015 /mo

What's Special

SHOPPING
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
SOAKING TUB
SEPARATE SHOWER
BALCONY
COZY
NO HOA

Nestled in the highly desirable Mission Santa Fe Community this property is an entertainers dream and is the perfect blend of style, comfort and outdoor living. Adorned with an abundance of natural light through its numerous windows this home features open and airy vaulted ceilings and an open floorplan. The kitchen has quartz counters, stainless steel appliances, a prep island, a walk in pantry and is ideal for entertaining as it is open to the family room and the cozy fireplace. Relax, unwind, and escape the stresses of daily life when you indulge in pure relaxation in your primary suite which boasts a spacious retreat with fireplace, a private balcony, two closets, dual sinks and a separate shower and a clawfoot soaking tub. One bedroom and full bath are conveniently located on the first floor which is perfect for guests or as an office space. The spacious backyard is ideal for relaxing, outdoor dining and hosting gatherings, making it perfect for California's year-round sunshine. There is even a putting green to practice your golf game. No HOA. Situated just minutes from shopping, restaurants, and freeways, this home offers the perfect blend of convenience and accessibility for an effortless lifestyle which makes Rancho Del Oro such a special place to live. Do not miss out on this wonderful home. This is truly California living at its best!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.79
Remaining Loan Term
26 years, 5 months
Monthly PITI
$4,440.7/mo
Estimated Loan Balance
$685,758
Cash to close
$365,694
Interest Paid
$71,369

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, PrimaryBedroom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 1994
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $428.4
  • Tax Annual Amount: $13125
  • On Market Date: 2025-03-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $365,694 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $365,694!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$684,306
Your Cash$365,694
Total Purchase Price:$1,050,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$3,047/mo
Traditional @ 7.5%
$5,202/mo
You save $2,155/month ($25,859/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2502430

Listing From:

Last updated: 2025-03-18T06:54:22.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.79%
7.15%

Principal & Interest

$3,047 /mo
$5,015 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $365,694 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $365,694!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$684,306
Your Cash$365,694
Total Purchase Price:$1,050,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$3,047/mo
Traditional @ 7.5%
$5,202/mo
You save $2,155/month ($25,859/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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