Laura Jewett

Laura Jewett

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Closed

$829,000

($359,085 down)
FHA

5097 Mountainbrook Road, Santa Ysabel, CA 92070

4
3
2,363 sqft
PITI Monthly
$3,716.64 /mo

Listing courtesy of: Elena Flores, Y Realty

Assumed Rate

3.35%
7.15%

Principal & Interest

$2,272 /mo
$3,482 /mo

What's Special

SERENE
SPACIOUS
LUXURY
GRANITE COUNTERTOPS
VAULTED CEILINGS
MASTER SUITE
PATIO
BALCONY
PLAYGROUND
CUL-DE-SAC
CHARMING

Welcome to your own private oasis in the highly sought-after Wynola Estates! Nestled at the end of a peaceful cul-de-sac, this stunning custom- built home, completed in 2009, features 4 bedroom, 3 bathrooms, and 2,363 sq ft of luxurious living space sitting on 4.19 Acres. This home boasts unparalleled craftsmanship and breathtaking views of endless sunsets to the West. Step through the sliding doors of the spacious living room onto your private balcony where you can star gaze at night or Imagine starting your day on the balcony, wrapped in the peaceful quiet of the early morning. As you sip your coffee, the cool, crisp air refreshes you. Vaulted ceilings and bay windows bathe the living-room in natural light, complemented by exquisite maple hardwood flooring. Indulge your culinary passions in the gourmet kitchen, adorned with granite countertops and another vaulted ceiling, creating an atmosphere of elegance and sophistication. Downstairs, a versatile office space awaits, featuring bay windows for inspiration and productivity. The oversized second master suite is a retreat unto itself, opening onto a scenic patio perfect for hosting guests, offering endless possibilities. As you move from the elegance of the interior, step outside to discover the true magic of the backyard. Picture yourself hiking through your own backyard, following a gentle slope that invites exploration and holds endless potential. As you walk, you can imagine future projects—perhaps a terraced garden or a peaceful picnic area by the quiet river that meanders at the base of the property. The sound of flowing water creates a serene backdrop, offering a sense of tranquility as you take in the beauty around you. In winter, that gentle slope transforms into a natural playground, perfect for the kids to sled down with laughter echoing through the crisp air. The snow-covered landscape becomes a magical winter wonderland, where family memories are made against the peaceful backdrop of your own slice of nature. Conveniently located just minutes from charming Julian and a short 35-minute drive to Ramona, this home combines the tranquility of country living with the convenience of nearby amenities. Schedule a viewing today and experience the unmatched luxury and comfort that awaits you in Wynola Estates.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.35
Remaining Loan Term
25 years, 3 months
Monthly PITI
$3,716.64/mo
Estimated Loan Balance
$491,374
Cash to close
$359,085
Interest Paid
$78,120

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Propane
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Concrete
Condition
  • Year Built: 2009
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Santa Ysabel
  • Features: Mountainous
HOA
  • Has HOA: Yes
  • HOA Name: Wynola Estates
  • HOA Amenities: Unknown
  • HOA Fee: $5
  • HOA Frequency: $Monthly
Location
  • Region: Santa Ysabel

Financial Details

  • Price per Sqft: $350.83
  • Tax Annual Amount: $10362.5
  • On Market Date: 2024-04-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $359,085 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $359,085!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$469,915
Your Cash$359,085
Total Purchase Price:$829,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$2,272/mo
Traditional @ 7.5%
$3,611/mo
You save $1,340/month ($16,075/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24071435

Listing From:

Last updated: 2024-10-29T18:34:09.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.35%
7.15%

Principal & Interest

$2,272 /mo
$3,482 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $359,085 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $359,085!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$469,915
Your Cash$359,085
Total Purchase Price:$829,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$2,272/mo
Traditional @ 7.5%
$3,611/mo
You save $1,340/month ($16,075/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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