Laura Jewett

Laura Jewett

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$735,000

($392,759 down)
FHA

506 Patricia Avenue, Chula Vista, CA 91910

2
1
1,245 sqft
PITI Monthly
$3,175.33 /mo

Listing courtesy of: Joe Lyons, Coldwell Banker West

Assumed Rate

4.37%
7.15%

Principal & Interest

$1,920 /mo
$2,599 /mo

What's Special

SERENE
DINING
STAINLESS STEEL APPLIANCES
FIREPLACE
PATIO
PRIVATE BACKYARD
CHARMING
COZY

Stunning Single-Story Home with Over $60,000 in Upgrades! This charming 2-bedroom, 1-bathroom residence offers 1,245 square feet of living space, a 1-car garage, and sits on a generous 8,100 square foot lot. Upon entering, you’ll be greeted by beautiful Porcelain Tile Flooring throughout, complemented by exposed wooden beams in both the Dining Room and Family Room, adding a touch of warmth and character. The upgraded kitchen is a true highlight, featuring sleek Stainless Steel Appliances, elegant Quartz Countertops, and an bartop perfect for casual meals. Adjacent to the kitchen is a Butler’s Area with additional Quartz Countertops and ample cabinet storage, providing extra workspace for meal prep or organization. The open layout seamlessly connects the kitchen to both the Living and Family Rooms, making entertaining a breeze. Throughout the home, split units offer both air conditioning and heating, while dual-pane windows enhance energy efficiency and comfort. Step outside through the sliding glass door to your private backyard oasis, where a covered patio wraps around the home, ideal for family gatherings or socializing with friends. The outdoor fireplace, complete with a cozy sitting area, is perfect for cooler evenings, while the heated spa and swimming pool offer year-round enjoyment and relaxation. The backyard also features a dedicated play area, two storage sheds, and a doghouse—ideal for pet owners! The partially fenced lot ensures privacy while providing a serene space to enjoy the starry nights. Conveniently located near schools, major highways, and within walking distance to the Chula Vista Mall, as well as a variety of shops and restaurants, this home offers both comfort and convenience. Don’t miss out on this exceptional opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.37
Remaining Loan Term
24 years, 0 months
Monthly PITI
$3,175.33/mo
Estimated Loan Balance
$393,494
Cash to close
$392,759
Interest Paid
$95,645

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: SeeRemarks
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Outside
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: Heated, InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1951
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $590.36
  • Tax Annual Amount: $9187.5
  • On Market Date: 2025-03-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $392,759 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $392,759!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.37% Sellers Rate
$342,241
Your Cash:$392,759
Total Purchase Price:$735,000

Assumed vs Traditional Mortgage

Assumed @ 4.37%
$1,920/mo
Traditional @ 7.5%
$2,696/mo
You save $776/month ($9,310/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2502184

Listing From:

Last updated: 2025-03-28T17:07:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.37%
7.15%

Principal & Interest

$1,920 /mo
$2,599 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $392,759 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $392,759!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.37% Sellers Rate
$342,241
Your Cash:$392,759
Total Purchase Price:$735,000

Assumed vs Traditional Mortgage

Assumed @ 4.37%
$1,920/mo
Traditional @ 7.5%
$2,696/mo
You save $776/month ($9,310/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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