Laura Jewett

Laura Jewett

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Closed

$399,900

($143,280 down)
VA

503 Hillcrest Avenue, Oroville, CA 95966

3
2
1,567 sqft
PITI Monthly
$1,610.06 /mo

Listing courtesy of: TJ Jensen, Century 21 Select Real Estate Inc

Assumed Rate

5.23%
7.15%

Principal & Interest

$1,460 /mo
$1,790 /mo

What's Special

DESIRED
DINING
DECK
LANDSCAPED

Nestled in Kelly Ridge, the eastern foothills of Oroville, is 503 Hillcrest Avenue! This Custom 3-bedroom, 2-bathroom home boasts a large living room, formal dining room and breakfast dining area, with an added enclosed sunroom with a new hot tub! Beautiful curb appeal with matured oak trees, maple trees, large ground cover bushes, pebbled concrete driveway and walking path entrance, you can feel the warmth and pride of this home. As you enter the covered front porch, the home greets you with the great room feel, open living area to the kitchen, dining room and glass enclosed sunroom deck. Ample natural light, wood flooring, custom finishes and high ceilings leave you with a canvass to décor the home to your own taste. The first bedroom is tastefully done and located off the main living area. The room has a closet and has a built-in desk with custom cabinets, which can be removed to gain more space if desired. The second guest bedroom is nice sized with a large closet. The guest bathroom has a tub in shower. The primary bedroom is oversized with a large closet and attached primary bathroom with dual sinks and shower. As you retreat to the backyard, you will enter the fully enclosed glass sunroom with a new hot tub, portable AC, and stunning views of the mature landscaping! The attached outside deck allows you to enjoy the fresh air, sounds of landscaped recirculating waterfall and creek with pond and the surrounding sounds of nature. The backyard is private with plenty of shrubs, oak trees and a gazebo for enjoyment. Fully fenced backyard, new HVAC, solar on a great loan program, about $180 monthly, (seller has minimal to zero true up bill). The seller has Cal Fire inspections completed in the last year and is receiving a current one for the new buyer! The garage has plenty of built-ins, and there is a large, detached shed for the seasonal “extras” and hobby enthusiasts needing storage! This home is conveniently situated just minutes from grocery stores and Bidwell Marina; enjoy beautiful Lake Oroville, for fishing, water sports, hiking, biking and horseback riding! PROFESSIONAL PHOTOS WILL BE UPLOADED NEXT WEEK! Call your Realtor for a private showing TODAY!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$1,610.06/mo
Estimated Loan Balance
$256,960
Cash to close
$143,280
Interest Paid
$37,379

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Propane
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: DiningRoom, Propane
  • Flooring: Carpet, Vinyl, Wood

Exterior

Fencing
  • Fencing: ChainLink, GoodCondition
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Foothills, Fishing, HorseTrails
HOA
  • Has HOA: Yes
  • HOA Name: Kelly Ridge HOA
  • HOA Amenities: Unknown
  • HOA Fee: $30
  • HOA Frequency: $Annually
Location
  • Region: Oroville

Financial Details

  • Price per Sqft: $255.2
  • Tax Annual Amount: $
  • On Market Date: 2024-08-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $143,280 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $143,280!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$256,620
Your Cash$143,280
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$1,460/mo
Traditional @ 7.5%
$1,857/mo
You save $396/month ($4,758/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OR24175959

Listing From:

Last updated: 2024-11-05T17:06:30.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$1,460 /mo
$1,790 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $143,280 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $143,280!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$256,620
Your Cash$143,280
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$1,460/mo
Traditional @ 7.5%
$1,857/mo
You save $396/month ($4,758/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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