Laura Jewett

Laura Jewett

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Closed

$579,000

($133,340 down)
VA

5037 Los Morros Way UNIT 69, Oceanside, CA 92057

3
2
1,100 sqft
PITI Monthly
$3,766.2 /mo

Listing courtesy of: Cheryl Collins, Compass

Assumed Rate

6.9%
7.15%

Principal & Interest

$2,997 /mo
$3,073 /mo

What's Special

SHOPPING
PATIO
COZY

Welcome to Stonemark at Los Morros Community! This beautiful single-level 3-bed, 2-bath unit is a gem waiting to be discovered. As you step inside, you'll be greeted by a well-appointed kitchen, perfect for creating culinary masterpieces. The private ground level entrance offers convenience and privacy, while the covered patio with a laundry closet provides a cozy outdoor space to unwind. This community offers a resort-like lifestyle with amenities including a refreshing pool, fully equipped gym, and inviting BBQ areas. Plus, with the HOA covering water, trash, sewer, exterior building maintenance, and landscaping, you can enjoy a hassle-free living experience. Conveniently located near Camp Pendleton, Hwy 76, and shopping centers, this property offers the perfect blend of comfort and accessibility. Don't miss the opportunity to make this your new home sweet home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.9
Remaining Loan Term
27 years, 8 months
Monthly PITI
$3,766.2/mo
Estimated Loan Balance
$446,521
Cash to close
$133,340
Interest Paid
$72,383

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: StuccoWall
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Mediterranean, Spanish
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Park, StormDrains, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Stonemark at Los Morros
  • HOA Amenities: Unknown
  • HOA Fee: $575
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $526.36
  • Tax Annual Amount: $7237.5
  • On Market Date: 2024-06-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $133,340 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $133,340!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$445,660
Your Cash$133,340
Total Purchase Price:$579,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$2,997/mo
Traditional @ 7.5%
$3,188/mo
You save $191/month ($2,292/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2404401

Listing From:

Last updated: 2024-09-10T17:46:41.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.9%
7.15%

Principal & Interest

$2,997 /mo
$3,073 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $133,340 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $133,340!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$445,660
Your Cash$133,340
Total Purchase Price:$579,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$2,997/mo
Traditional @ 7.5%
$3,188/mo
You save $191/month ($2,292/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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