Laura Jewett

Laura Jewett

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$1,175,000

($627,350 down)
VA

5027 Sleeping Indian Road, Fallbrook, CA 92028

3
3
2,414 sqft
PITI Monthly
$3,948.71 /mo

Listing courtesy of: Cassandra Santos Gutierrez, Legacy Real Estate, Inc.

Assumed Rate

2.76%
7.15%

Principal & Interest

$2,425 /mo
$4,006 /mo

What's Special

REMODELED
SERENE
SHOPPING
DINING
SPACIOUS
MODERN
BREAKFAST NOOK
FIREPLACE
WALK-IN CLOSET
MASTER SUITE
PATIO
COZY

Welcome Home to Your Modern Mediterranean/Spanish Estate with Stunning Views & Upgrades! Nestled in the highly desirable Morro Hills community, this beautifully upgraded 3-bedroom, 2.5-bath home offers the perfect blend of modern convenience and serene country living. Located near the Oceanside border, enjoy easy access to coastal amenities while embracing the peace and privacy of this 1.01-acre flat, usable lot—perfect for gardening, recreation, or future expansion. Plus, you're just minutes from beaches, hiking trails, shopping, and date nights at the famous Fallbrook wineries! Step inside this peaceful sanctuary, where a spacious formal living room with a custom wood-burning fireplace welcomes you. The formal dining room provides a great space for entertaining and seamless indoor-outdoor living. The home boasts a fully remodeled kitchen done in 2024, featuring new appliances, newly painted kitchen and bathroom cabinets, and stylish finishes throughout. The open-concept kitchen and family room also includes a large cooktop island with waterfall quartz countertops, a cozy breakfast nook, and a second wood-burning fireplace. The large master suite features a gorgeous en suite, walk-in closet, and sliding doors leading to the back patio, where you’ll be greeted by breathtaking scenery and panoramic views. Step outside and enjoy your morning coffee or evening happy hours under the expansive covered patio. The fenced backyard is perfect for relaxing or entertaining, surrounded by orange, apple, lemon, and fig trees, creating a tranquil retreat. Also surround sound and audio for outdoor and living room music. Additional features include an indoor laundry room off the garage with gas washer and dryer hookups and a bonus deep sink, new HVAC added in 2023, plus a semi-circle driveway and three-car garage for ample parking and storage. Don’t miss this opportunity to own a serene and move-in-ready estate with incredible views, modern upgrades, and space to grow in one of Fallbrook’s most sought-after communities!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.76
Remaining Loan Term
26 years, 6 months
Monthly PITI
$3,948.71/mo
Estimated Loan Balance
$549,973
Cash to close
$627,350
Interest Paid
$55,136

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Fireplaces, Propane
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, LivingRoom, Propane, WoodBurning
  • Flooring: Tile, Vinyl

Exterior

Fencing
  • Fencing: GoodCondition, Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Mediterranean, Spanish
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Fallbrook

Financial Details

  • Price per Sqft: $486.74
  • Tax Annual Amount: $14687.5
  • On Market Date: 2025-03-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $627,350 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $627,350!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$547,650
Your Cash:$627,350
Total Purchase Price:$1,175,000

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$2,425/mo
Traditional @ 7.5%
$4,156/mo
You save $1,731/month ($20,772/year)

*Secondary financing rates are an estimated value based on input

MLS ID: FR25045147

Listing From:

Last updated: 2025-03-24T01:28:31.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.76%
7.15%

Principal & Interest

$2,425 /mo
$4,006 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $627,350 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $627,350!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$547,650
Your Cash:$627,350
Total Purchase Price:$1,175,000

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$2,425/mo
Traditional @ 7.5%
$4,156/mo
You save $1,731/month ($20,772/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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