Laura Jewett

Laura Jewett

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$595,000

($273,664 down)
VA

5025 Los Morros Way UNIT 45, Oceanside, CA 92057

3
2
1,100 sqft
PITI Monthly
$1,612.74 /mo

Listing courtesy of: Larson Harley, Lyon Stahl Investment Real Estate, Inc.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,446 /mo
$2,386 /mo

What's Special

REMODELED
GATED COMMUNITY
SHOPPING
MODERN
LUXURY
PATIO
COMMUNITY POOL
PLAYGROUND
TURNKEY

Discover this rare opportunity to purchase a beautiful 3-bedroom condo in the gated community of Stonemark at Los Morros. The 1,100 sq ft ground-level unit consists of 3-bedrooms/2-baths and has been fully remodeled. The renovations includes luxury vinyl floors, recessed lighting, new windows, and doors. The kitchen features quartz countertops, SS sink, and soft close drawers & cabinets. The bathrooms have brand new tubs/showers, new sink vanities with quartz countertops, and modern light fixtures. The living room has sliding glass doors that lead to a private outdoor patio area perfect for relaxing in the sun or a morning cup of coffee. Additional features include a 1-car garage, an uncovered parking space, central AC and a laundry closet with washer/dryer hookups. Stonemark at Los Morros boasts a variety of amenities including a community pool, spa, gym, and playground. Located less than 10 miles from the beach in close proximity to shopping and restaurants, this turnkey condo is a perfect starter home offering convenience, relaxation, and privacy.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$1,612.74/mo
Estimated Loan Balance
$373,797
Cash to close
$273,664
Interest Paid
$39,665

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 3
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Biking, Hiking, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Menas
  • HOA Amenities: Unknown
  • HOA Fee: $574
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $540.91
  • Tax Annual Amount: $7437.5
  • On Market Date: 2025-01-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $273,664 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $273,664!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$321,336
Your Cash$273,664
Total Purchase Price:$595,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,446/mo
Traditional @ 7.5%
$2,475/mo
You save $1,029/month ($12,349/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SB25006771

Listing From:

Last updated: 2025-02-11T03:48:26.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,446 /mo
$2,386 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $273,664 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $273,664!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$321,336
Your Cash$273,664
Total Purchase Price:$595,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,446/mo
Traditional @ 7.5%
$2,475/mo
You save $1,029/month ($12,349/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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