Laura Jewett

Laura Jewett

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$214,900

($72,108 down)
FHA

5007 Spencer Street UNIT A, Las Vegas, NV 89119

2
2
970 sqft
PITI Monthly
$1,135.86 /mo

Listing courtesy of: Javier M. Mendez, LPT Realty, LLC

Assumed Rate

5.23%
7.15%

Principal & Interest

$820 /mo
$1,005 /mo

What's Special

SPACIOUS
MODERN
FIREPLACE
COZY

Step into this beautifully updated second-floor unit, offering a blend of classic charm and modern touches. Built in 1979, this home features 2 spacious bedrooms and an inviting family room, highlighted by a stunning tiled accent wall and cozy fireplace — perfect for relaxing evenings. The upgrades throughout provide a fresh and contemporary feel, while still honoring the home's original character. The unit also includes the convenience of a 1-car garage, offering secure parking and additional storage. Whether you're a first-time buyer or looking to downsize without sacrificing comfort, this property is a fantastic find. Don’t miss your chance to make it your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$1,135.86/mo
Estimated Loan Balance
$142,988
Cash to close
$72,108
Interest Paid
$20,997

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, Gas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories:
  • Home type: Townhouse
  • Architectural Style: TwoStory
Materials
  • Unknown
  • Roof: Composition, Shingle
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sierra Madre
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Sierra Madre
  • HOA Amenities: Unknown
  • HOA Fee: $200
  • HOA Frequency: $Monthly
Location
  • Region: Las Vegas

Financial Details

  • Price per Sqft: $221.55
  • Tax Annual Amount: $723
  • On Market Date: 2025-04-02T17:20:10.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $72,108 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $72,108!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$142,792
Your Cash$72,108
Total Purchase Price:$214,900

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$820/mo
Traditional @ 7.5%
$1,043/mo
You save $223/month ($2,673/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 2670545

Listing From:

Last updated: 2025-04-02T22:32:28.000Z

© , GLVAR. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$820 /mo
$1,005 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $72,108 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $72,108!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$142,792
Your Cash$72,108
Total Purchase Price:$214,900

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$820/mo
Traditional @ 7.5%
$1,043/mo
You save $223/month ($2,673/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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