Laura Jewett

Laura Jewett

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$525,500

($240,156 down)
VA

5002 Royal Oaks Drive, Oroville, CA 95966

3
3
2,700 sqft
PITI Monthly
$2,277.69 /mo

Listing courtesy of: Cindy Cosby, Century 21 Select Real Estate, Inc.

Assumed Rate

3.9%
7.15%

Principal & Interest

$1,564 /mo
$2,240 /mo

What's Special

LOCATION
SPACIOUS
MODERN
CUSTOM BUILT
WALK-IN CLOSET
MASTER SUITE
BALCONY

Custom-Built Masterpiece near Kelly Ridge Golf Course & Lake Oroville Welcome to this stunning home awaiting its new owner for the first time since it was custom built! Perfectly positioned near the Kelly Ridge Golf Course and the sparkling Lake Oroville, this expansive home combines spacious elegance with modern convenience. Inside, a thoughtful split floor plan offers two main-floor bedrooms: a versatile guest room or office near the entrance and a private master suite in the rear, complete with a luxurious bathroom with heated floors, dual shower heads, and a walk-in closet. The chef’s kitchen, a culinary delight, flows effortlessly into the family room, ideal for entertaining with a large balcony featuring panoramic views. Downstairs, discover even more room to relax and play, with a sprawling living room that opens to the backyard, an additional bedroom, bathroom, and a bonus room fit for an office, workshop, or even an additional bedroom. A unique alcove adds charm and appeal, providing a must-see feature on any tour. Experience the ultimate in California living with space, style, and prime location. Make this custom-built home yours today! A dream home for anyone looking to enjoy the best of Kelly Ridge living. Are you interested in more details or perhaps scheduling a tour?

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.9
Remaining Loan Term
22 years, 8 months
Monthly PITI
$2,277.69/mo
Estimated Loan Balance
$285,978
Cash to close
$240,156
Interest Paid
$88,180

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Block, Wire
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Custom
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Foothills, Fishing, Golf, Hiking, HorseTrails, Hunting, Lake, Park, WaterSports
HOA
  • Has HOA: No
Location
  • Region: Oroville

Financial Details

  • Price per Sqft: $194.63
  • Tax Annual Amount: $6568.75
  • On Market Date: 2024-10-31T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $240,156 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $240,156!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.9% Sellers Rate
$285,344
Your Cash$240,156
Total Purchase Price:$525,500

Assumed vs Traditional Mortgage

Assumed @ 3.9%
$1,564/mo
Traditional @ 7.5%
$2,323/mo
You save $759/month ($9,109/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN24217602

Listing From:

Last updated: 2025-02-15T01:52:27.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.9%
7.15%

Principal & Interest

$1,564 /mo
$2,240 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $240,156 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $240,156!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.9% Sellers Rate
$285,344
Your Cash$240,156
Total Purchase Price:$525,500

Assumed vs Traditional Mortgage

Assumed @ 3.9%
$1,564/mo
Traditional @ 7.5%
$2,323/mo
You save $759/month ($9,109/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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