Laura Jewett

Laura Jewett

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$379,900

($179,018 down)
FHA

50027 Road 620, Oakhurst, CA 93644

3
2
958 sqft
PITI Monthly
$1,626.41 /mo

Listing courtesy of: Shamayne Ashton, Realty Concepts, Ltd.

Assumed Rate

2.81%
7.15%

Principal & Interest

$904 /mo
$1,484 /mo

What's Special

RENOVATED
STAINLESS STEEL APPLIANCES
FIREPLACE
COZY
VACATION HOME

This renovated Cozy Mountain Cabin with ADU is situated on 1.19 acres and is only 12 miles from Yosemite National Parks south gate entrance and only 4 miles from the beautiful Bass Lake. With these popular vacation spots in such close proximity, this cabin would make an amazing vacation home for the family to escape to and/or to use as a short-term rental. The cabin offers 958 sqft of living space plus an additional 400sqft counting the detached ADU. Main home includes a galley kitchen with custom concrete countertops, stainless steel appliances, laundry area and a nice sized living room featuring the original custom rock fireplace crafted by local masons. Upgrades include dual pane windows throughout, insulation, two mini-splits (one in living room and the other in the primary bedroom), a tankless Rinnai water heater, an upgraded Septic System 6 years ago and new wood grain vinyl plank flooring throughout home. The 2 car detached garage is approx 600 sqft with a garage door opener for easy access. On the southern exterior wall of the garage there an electrical sub-panel in place for RV hookups. ADDED BONUS - The small detached ADU with bath located to the rear of the main cabin has its own separate entrance. Could potentially make a great short-term rental on its own or a guest house! Come see this little gem nestled in the pines just north of the town of Oakhurst. Sellers are very motivated. Make an offer! - All square footage to be verified by Buyer.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 1 months
Monthly PITI
$1,626.41/mo
Estimated Loan Balance
$202,177
Cash to close
$179,018
Interest Paid
$23,167

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ductless
  • Heating: Ductless, Fireplaces, WoodStove
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Insert, LivingRoom, WoodBurning, WoodBurningStove
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1952
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Foothills, Fishing, Hiking, HorseTrails, Hunting, Lake, Mountainous, NearNationalForest, Rural, WaterSports
HOA
  • Has HOA: No
Location
  • Region: Oakhurst

Financial Details

  • Price per Sqft: $396.56
  • Tax Annual Amount: $4748.75
  • On Market Date: 2025-02-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $179,018 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $179,018!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$200,882
Your Cash$179,018
Total Purchase Price:$379,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$904/mo
Traditional @ 7.5%
$1,540/mo
You save $636/month ($7,626/year)

*Secondary financing rates are an estimated value based on input

MLS ID: FR25034470

Listing From:

Last updated: 2025-03-29T03:48:53.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$904 /mo
$1,484 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $179,018 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $179,018!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$200,882
Your Cash$179,018
Total Purchase Price:$379,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$904/mo
Traditional @ 7.5%
$1,540/mo
You save $636/month ($7,626/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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