Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$385,000

($169,025 down)
FHA

4 La Palma Drive, Oroville, CA 95965

3
3
1,806 sqft
PITI Monthly
$1,333.81 /mo

Listing courtesy of: Malynda Stroup, Table Mountain Realty, Inc.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,022 /mo
$1,546 /mo

What's Special

DESIRED
DINING
SPACIOUS
MODERN
FIREPLACE
WALK-IN CLOSET
DECK
HISTORIC

Discover the perfect blend of style and functionality in this 1800+ sq ft 2006 home offering OWNED SOLAR, a Blink Security system, a very spacious layout with natural light and modern fixtures. There is ample granite kitchen counter space, a walk-in pantry, newer stainless-steel appliances and a breakfast bar perfect for casual dining. The dining area can accommodate a large table and chairs for large gatherings. French doors open to the deck and the completely fenced backyard perfect for entertaining, a play yard and pets. The deck is equipped with the added bonus of a propane BBQ and comfy outdoor seating area. The delightfully oversized downstairs primary suite offers privacy, electric fireplace, flat screen tv and warm wood laminate flooring. The tiled floor and vanity compliment the primary bath that has a tub/shower combo and additional storage cabinet. The walk-in closet provides more desired space. Upstairs there are two oversized bedrooms and a huge second bath with plenty of extra storage. The newer washer and dryer are included and centrally located in the main hallway that leads to the guest 1/2 bath. This home is conveniently located IN THE CITY LIMITS, mere minutes to Hwy. 70. and within walking distance to the Feather River Fish Hatchery, quaint Historical Downtown Oroville and County services. You might consider checking into the City of Oroville First Time Home Buyers financing option. The home is move in ready. The Seller is motivated! You'll want to hurry for this opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
26 years, 11 months
Monthly PITI
$1,333.81/mo
Estimated Loan Balance
$217,170
Cash to close
$169,025
Interest Paid
$23,633

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Golf, Hiking, Hunting, Lake, Park, StreetLights, Sidewalks, WaterSports, Fishing, Marina
HOA
  • Has HOA: No
Location
  • Region: Oroville

Financial Details

  • Price per Sqft: $213.18
  • Tax Annual Amount: $4812.5
  • On Market Date: 2024-12-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $169,025 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $169,025!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$215,975
Your Cash$169,025
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,022/mo
Traditional @ 7.5%
$1,604/mo
You save $582/month ($6,987/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OR24253010

Listing From:

Last updated: 2025-04-03T19:32:16.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,022 /mo
$1,546 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $169,025 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $169,025!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$215,975
Your Cash$169,025
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,022/mo
Traditional @ 7.5%
$1,604/mo
You save $582/month ($6,987/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.