Laura Jewett

Laura Jewett

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Pending

$799,000

($334,064 down)
VA

4990 Rosario Avenue, Atascadero, CA 93422

4
2
1,527 sqft
PITI Monthly
$3,202.47 /mo

Listing courtesy of: Karlie Montgomery, Luxton Real Estate

Assumed Rate

3.06%
7.15%

Principal & Interest

$2,154 /mo
$3,424 /mo

What's Special

REMODELED
SPACIOUS
MODERN
PATIO
CHARMING

Charming Colony Home + Quaint Income-Producing Cottage! Step into this beautifully restored 1916 Colony Home where vintage charm meets modern comfort. Featuring original hardwood flooring and repurposed wood accents from the home’s original baseboards, this 3-bedroom, 1-bath treasure exudes warmth and character. The remodeled kitchen blends vintage cabinetry with modern touches like tile counters, a farmhouse sink, and new appliances. A sunny nook off the living room offers the perfect spot to relax, while the enclosed front and back porches add extra charm and versatility. The adjacent 1-bedroom, 1-bath cottage—currently a thriving Airbnb generating $2,000/month—is equally charming, making it ideal for extra income or multi-generational living. Situated on a spacious corner lot with a brick patio, shade tree, and plenty of parking, this is a rare opportunity to own a piece of Atascadero’s history!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.06
Remaining Loan Term
26 years, 2 months
Monthly PITI
$3,202.47/mo
Estimated Loan Balance
$467,826
Cash to close
$334,064
Interest Paid
$57,100

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1916
Details
  • Builder:

Community & HOA

Community
  • Subdivision: ATNortheast(10)
  • Features: Curbs
HOA
  • Has HOA: No
Location
  • Region: Atascadero

Financial Details

  • Price per Sqft: $523.25
  • Tax Annual Amount: $9987.5
  • On Market Date: 2025-03-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $334,064 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $334,064!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$464,936
Your Cash$334,064
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$2,154/mo
Traditional @ 7.5%
$3,551/mo
You save $1,398/month ($16,773/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NS25060409

Listing From:

Last updated: 2025-03-22T00:46:12.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$2,154 /mo
$3,424 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $334,064 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $334,064!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$464,936
Your Cash$334,064
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$2,154/mo
Traditional @ 7.5%
$3,551/mo
You save $1,398/month ($16,773/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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