Laura Jewett

Laura Jewett

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Closed

$334,900

($71,188 down)
FHA

4952 Monarch Drive, Topock, AZ 86436

3
2
1,458 sqft
PITI Monthly
$2,134.54 /mo

Listing courtesy of: Terry Silk, Homesmart River Realty

Assumed Rate

6.27%
7.15%

Principal & Interest

$1,664 /mo
$1,821 /mo

What's Special

LOCATION
MINUTES AWAY
SOLAR PANELS

This property is a fantastic opportunity for someone seeking a well-equipped home in a prime location for outdoor recreation! 3 bedroom 2 bath home with granite counter tops, open floor plan and split bedroom floor plan. Tile flooring throughout, owned solar system with 3 mini splits (hvac) in the garage. 3 car garage is 30 feet long by 12 feet wide. Wall in garage can be taken down to be make left side of the garage bay 60 feet deep. Home is 5 minutes from the nearest launch ramp and beautiful Colorado River and desert is less than 5 minutes away. Plenty of room to keep all your side by side off road vehicles and your boats and jet skis. Back yard is chain link fence with the rear privacy fenced with cedar planks. Solar panels on roof create a low utility bill year round.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.27
Remaining Loan Term
27 years, 11 months
Monthly PITI
$2,134.54/mo
Estimated Loan Balance
$263,996
Cash to close
$71,188
Interest Paid
$34,805

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ductless, HeatPump, CentralAir, Electric, TwoUnits
  • Heating: Ductless, HeatPump
Features
  • Materials: Stucco, WoodFrame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: BackYard, ChainLink, Wood
Roof
  • Roof: RolledHotMop
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco, WoodFrame
  • Roof: RolledHotMop
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Golden Shores
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Topock

Financial Details

  • Price per Sqft: $229.7
  • Tax Annual Amount: $1558
  • On Market Date: 2025-01-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $71,188 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $71,188!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$263,712
Your Cash$71,188
Total Purchase Price:$334,900

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$1,664/mo
Traditional @ 7.5%
$1,822/mo
You save $158/month ($1,895/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 023374

Listing From:

Last updated: 2025-03-17T20:28:39.000Z

© , WARDEX. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.27%
7.15%

Principal & Interest

$1,664 /mo
$1,821 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $71,188 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $71,188!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$263,712
Your Cash$71,188
Total Purchase Price:$334,900

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$1,664/mo
Traditional @ 7.5%
$1,822/mo
You save $158/month ($1,895/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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