Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$392,000

($323,410 down)
FHA

4945 Idalia Street, Denver, CO 80239

2
1
960 sqft
PITI Monthly
$968.31 /mo

Listing courtesy of: Norma Rivera, Brokers Guild Real Estate

Assumed Rate

6%
7.15%

Principal & Interest

$609 /mo
$686 /mo

What's Special

SHOPPING
CHARMING

Welcome to this charming ranch style 2 bedroom, 1 bath single family home located in the Gateway Neighborhood. New paint, new carpet in bedrooms, newer kitchen cabinets, granite counter tops, newer furnace unit (02/2024), very well maintained home, nice mature landscaping, close to shopping and retails centers, parks and many more amenities. Schedule your showings now to come see this great home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6
Remaining Loan Term
13 years, 2 months
Monthly PITI
$968.31/mo
Estimated Loan Balance
$69,381
Cash to close
$323,410
Interest Paid
$87,868

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: A-Frame
Materials
  • Frame, Vinyl Siding
  • Roof: Composition
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Parkfield-0002
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Parkfield Master Owners c/o LCM
  • HOA Amenities: Unknown
  • HOA Fee: $35
  • HOA Frequency: $Monthly
Location
  • Region: Denver

Financial Details

  • Price per Sqft: $408.33
  • Tax Annual Amount: $1647
  • On Market Date: 2024-08-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $323,410 (83%)
You can enter any amount below - secondary financing will cover the difference if needed.
83%
$

You cover the entire equity of $323,410!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6% Sellers Rate
$68,590
Your Cash:$323,410
Total Purchase Price:$392,000

Assumed vs Traditional Mortgage

Assumed @ 6%
$609/mo
Traditional @ 7.5%
$712/mo
You save $103/month ($1,232/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2586720

Listing From: recolorado

Last updated: 2025-03-19T23:24:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6%
7.15%

Principal & Interest

$609 /mo
$686 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $323,410 (83%)
You can enter any amount below - secondary financing will cover the difference if needed.
83%
$

You cover the entire equity of $323,410!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6% Sellers Rate
$68,590
Your Cash:$323,410
Total Purchase Price:$392,000

Assumed vs Traditional Mortgage

Assumed @ 6%
$609/mo
Traditional @ 7.5%
$712/mo
You save $103/month ($1,232/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.