Laura Jewett

Laura Jewett

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Closed

$389,000

($102,608 down)
FHA

4939 S Juniper Loop Road, Prescott, AZ 86303

2
2
768 sqft
PITI Monthly
$1,708.26 /mo

Listing courtesy of: Christie Balow, Realty ONE Group Mt Desert

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,271 /mo
$2,062 /mo

What's Special

LOCATION
HISTORIC

SELLER MOTIVATED!! Backing up to National Forest with trail access, enjoy the scenic beauty of this beautiful location, nestled in the pines, but only minutes from downtown Prescott on paved roads, offering the best of both worlds, convenience and privacy. Main floor has two bedrooms, kitchen, bathroom, and living room. Lower floor has a potential bedroom, family room and storage/workshop. Room for additional parking exists at the top of the hill. Mineral rights are included in this historic mining claim. Walkout basement is plumbed with greywater shower and washbasin. Lower floor is walkout basement, and not fully finished but a recent FHA appraisal did include it as living space. Assessor shows main floor only as living space.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.9
Remaining Loan Term
26 years, 7 months
Monthly PITI
$1,708.26/mo
Estimated Loan Balance
$289,263
Cash to close
$102,608
Interest Paid
$29,155

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Baseboard, Cove, Electric, Pellet Stove
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Concrete, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Metal
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: Site Built Single Family
  • Architectural Style: Cottage, Walkout Basement
Materials
  • Wood Frame
  • Roof: Metal
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Ponderosa Park
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Prescott

Financial Details

  • Price per Sqft: $506.51
  • Tax Annual Amount: $858
  • On Market Date: 2024-08-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $102,608 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $102,608!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$286,392
Your Cash$102,608
Total Purchase Price:$389,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,271/mo
Traditional @ 7.5%
$2,139/mo
You save $868/month ($10,416/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PAR1066817

Listing From: paar

Last updated: 2024-10-24T21:52:20.000Z

© , paar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,271 /mo
$2,062 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $102,608 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $102,608!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$286,392
Your Cash$102,608
Total Purchase Price:$389,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,271/mo
Traditional @ 7.5%
$2,139/mo
You save $868/month ($10,416/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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