Laura Jewett

Laura Jewett

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Closed

$1,050,000

($651,769 down)
VA

4935 Paseo Montelena, Camarillo, CA 93012

3
3
1,824 sqft
PITI Monthly
$1,979.53 /mo

Listing courtesy of: McKay Barlow, Barlow Realty

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,763 /mo
$2,920 /mo

What's Special

REMODELED
SOLAR PANELS
NO HOA

Highly desirable Paseo Montelena tract home with a great view of the Calleguas Creek bed and the hills behind. This is a popular neighborhood with great schools and is convenient to all you need. No HOA dues. This home has owned solar panels. Run your AC and bring your EV. (Just need to put in a charger in the garage)3 bedroom and 2.5 baths. Master bedroom is on the first floor and has a recently remodeled master bathroom. 2 bedrooms and 1 bathroom upstairs. The home has a fresh coat of paint inside. The flooring is a combination of tile, wood, and carpet. Kitchen and bathrooms have all been updated since the original build.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,979.53/mo
Estimated Loan Balance
$404,152
Cash to close
$651,769
Interest Paid
$46,217

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Wood, WroughtIron
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1991
Details
  • Builder: Pardee Construction

Community & HOA

Community
  • Subdivision: Montelena 2 - 4567
  • Features: Foothills, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Camarillo

Financial Details

  • Price per Sqft: $575.66
  • Tax Annual Amount: $
  • On Market Date: 2024-09-05T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $651,769 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $651,769!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$398,231
Your Cash:$651,769
Total Purchase Price:$1,050,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,763/mo
Traditional @ 7.5%
$3,029/mo
You save $1,266/month ($15,196/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-25410

Listing From:

Last updated: 2024-10-24T23:52:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,763 /mo
$2,920 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $651,769 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $651,769!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$398,231
Your Cash:$651,769
Total Purchase Price:$1,050,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,763/mo
Traditional @ 7.5%
$3,029/mo
You save $1,266/month ($15,196/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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