Laura Jewett

Laura Jewett

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Closed

$695,000

($445,568 down)
FHA

4927 Clearwater Drive, Loveland, CO 80538

3
3
2,341 sqft
PITI Monthly
$1,708.2 /mo

Listing courtesy of: EMPOWERHOME Team, Keller Williams DTC

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,127 /mo
$1,789 /mo

What's Special

FRESH PAINT
DINING
MOVE-IN READY
LUXURY
FIREPLACE
DECK
PATIO
WATERFRONT
LAKE VIEWS

Escape to serenity and luxury in this rarely available home in the community of The Waterfront by Boyd Lake. Be prepared to have your breath taken away daily when you wake up to the view of Boyd Lake or while you're sitting by the fire in your living room with the same breathtaking view. However, don’t forget to get out to the lake for your water hobbies of fishing, boating, and bird watching because you have exclusive water access for your enjoyment. When you enter into this lovely home, you will notice the wonderful upgrades throughout the home from fresh paint, gorgeous hardware, luxury flooring, and new carpet to give you a truly updated and move-in ready home. The main floor offers a large living room, with openness to the dining room, a kitchen that has it all including a wonderful eat in area, primary bedroom and bathroom that offer plenty of space and amenities. The walk-out basement offers another living space with a beautiful fireplace with lake views and two additional bedrooms and a bathroom. Plus there is a nice size storage and utility room. The deck overlooking the lake, the patio, and the fenced in yard provide ample space for entertaining or relaxing. Don’t worry about being out in the hot sun to do all that yard work for this corner lot home because the HOA covers ground maintenance to ensure you have plenty of time to do the things you love. The home is also wired for a backup generator, for ease of mind. WELCOME HOME!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$1,708.2/mo
Estimated Loan Balance
$251,374
Cash to close
$445,568
Interest Paid
$25,549

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Brick, Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Basement, Family Room, Gas, Living Room
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick, Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2000
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Boyd Lake
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Waterfront at Boyd Lake North
  • HOA Amenities: Unknown
  • HOA Fee: $155
  • HOA Frequency: $Monthly
Location
  • Region: Loveland

Financial Details

  • Price per Sqft: $296.88
  • Tax Annual Amount: $2726
  • On Market Date: 2024-09-19T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $445,568 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $445,568!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$249,432
Your Cash:$445,568
Total Purchase Price:$695,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,127/mo
Traditional @ 7.5%
$1,856/mo
You save $729/month ($8,747/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC4902716

Listing From: recolorado

Last updated: 2024-10-21T19:11:17.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,127 /mo
$1,789 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $445,568 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $445,568!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$249,432
Your Cash:$445,568
Total Purchase Price:$695,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,127/mo
Traditional @ 7.5%
$1,856/mo
You save $729/month ($8,747/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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