Laura Jewett

Laura Jewett

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Closed

$838,999

($207,767 down)
VA

491 E Twelve Oaks Drive, Flagstaff, AZ 86005

4
3
2,142 sqft
PITI Monthly
$3,235.06 /mo

Listing courtesy of: Valerie Caro, Flagstaff Top Producers R.E.

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,811 /mo
$4,573 /mo

What's Special

FIREPLACE
VAULTED CEILINGS
SOAKING TUB
CHARMING
COZY

ASSUMABLE VA LOAN & INSPECTION REPORT AVAILABLE! This home truly has everything! Towering with breathtaking views, surrounded by mature ponderosa pines and blue spruce, it features a vibrant backyard and a charming front porch perfect for relaxing in a rocking chair. Inside, you'll find a cozy stone fireplace, updated light fixtures, and seamless new flooring throughout. The kitchen shines with stainless steel Frigidaire appliances, a new garbage disposal, elegant quartz countertops, and a chic backsplash. The primary bedroom impresses with vaulted ceilings illuminated by a chandelier, creating a luxurious atmosphere complemented by a gas fireplace—ideal for leisurely Sunday mornings. The en suite bath invites you to indulge in a spa-like retreat, complete with a soaking tub, dual sinks, and glass block accents for added privacy. An oversized fourth bedroom above the garage offers versatile space for a second living area, playroom, hobby nook, or guest suite. Plus, the home features brand-new windows to enhance your living experience!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.88
Remaining Loan Term
26 years, 4 months
Monthly PITI
$3,235.06/mo
Estimated Loan Balance
$638,943
Cash to close
$207,767
Interest Paid
$68,712

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Painted, Siding, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 2 Fireplace, Gas
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Painted, Siding, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 2004
Details
  • Builder: Unk

Community & HOA

Community
  • Subdivision: Foxwood
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Foxwood HOA
  • HOA Amenities: Unknown
  • HOA Fee: $150
  • HOA Frequency: $Annually
Location
  • Region: Flagstaff

Financial Details

  • Price per Sqft: $391.69
  • Tax Annual Amount: $2490.94
  • On Market Date: 2024-09-05T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $207,767 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $207,767!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$631,232
Your Cash$207,767
Total Purchase Price:$838,999

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,811/mo
Traditional @ 7.5%
$4,743/mo
You save $1,933/month ($23,190/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 198179

Listing From: Northern Arizona Association of REALTORS®

Last updated: 2025-02-26T03:07:50.000Z

© , Northern Arizona Association of REALTORS®. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,811 /mo
$4,573 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $207,767 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $207,767!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$631,232
Your Cash$207,767
Total Purchase Price:$838,999

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,811/mo
Traditional @ 7.5%
$4,743/mo
You save $1,933/month ($23,190/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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