Laura Jewett

Laura Jewett

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Closed

$550,000

($165,393 down)
FHA

491 Copper Hill Road, Glen Haven, CO 80532

2
2
1,152 sqft
PITI Monthly
$2,473.35 /mo

Listing courtesy of: Angela Kibbee, Mountain Sky Realty

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,785 /mo
$2,852 /mo

What's Special

SERENE
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
BALCONY
MOUNTAIN VIEWS
CHARMING
COZY
EFFICIENT
SOLAR PANELS

Welcome to your mountain retreat! Nestled on a serene, expansive lot with breathtaking mountain views, this beautiful property is the perfect spot for those seeking tranquility and charm. Step inside and be welcomed by a cozy living room that exudes warmth, featuring charming wood plank walls, and an efficient wood-burning stove for those chilly nights. The kitchen is clean and spacious featuring white cabinetry, tile backsplash, stainless steel appliances, and ample counter space. The peninsula with a breakfast bar creates a perfect spot for casual dining or entertaining guests. With 2 bedrooms and 2 bathrooms, this home also offers a bonus space with direct balcony access, ideal for an office, studio, or additional guest space. Continue onto the balcony to soak in the awe-inspiring mountain views, a perfect backdrop for your morning coffee or evening leisure. For ultimate relaxation, unwind in your private hot tub while taking in the scenic vistas, or enjoy the outdoor sitting area complete with a fire pit, perfect for cozying up with loved ones under the stars. Detached oversized 1-car garage, provides convenience and extra storage. Whether you’re enjoying the peaceful surroundings or entertaining friends and family, this property is sure to impress. Don’t miss your opportunity to own this mountain-view gem! A true sanctuary of comfort and natural beauty! New Solar panels have been installed and are fully paid off. Wood burning stove keeps the home warm in the winter months. This home has an assumable FHA loan with a rate of 2.375%.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.02
Remaining Loan Term
25 years, 5 months
Monthly PITI
$2,473.35/mo
Estimated Loan Balance
$387,853
Cash to close
$165,393
Interest Paid
$55,619

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Active Solar, Baseboard
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room, Wood Burning Stove
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1992
Details
  • Builder:

Community & HOA

Community
  • Subdivision: The Retreat
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: The Retreat
  • HOA Amenities: Unknown
  • HOA Fee: $500
  • HOA Frequency: $Annually
Location
  • Region: Glen Haven

Financial Details

  • Price per Sqft: $477.43
  • Tax Annual Amount: $2676
  • On Market Date: 2024-09-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $165,393 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $165,393!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$384,607
Your Cash$165,393
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,785/mo
Traditional @ 7.5%
$2,958/mo
You save $1,173/month ($14,080/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC9367940

Listing From: recolorado

Last updated: 2025-01-08T16:34:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,785 /mo
$2,852 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $165,393 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $165,393!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$384,607
Your Cash$165,393
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,785/mo
Traditional @ 7.5%
$2,958/mo
You save $1,173/month ($14,080/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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