Laura Jewett

Laura Jewett

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$518,000

($200,337 down)
FHA

49022 Shetland Lane, Aguanga, CA 92536

4
2
1,886 sqft
PITI Monthly
$2,378.79 /mo

Listing courtesy of: Justin Caudillo, HomeSmart Realty West

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,428 /mo
$2,326 /mo

What's Special

GATED COMMUNITY
SPACIOUS
STAINLESS STEEL APPLIANCES
PLAYGROUND
CUL-DE-SAC
HISTORIC
TURNKEY

Gorgeous and turnkey newer (2022) Lake Riverside Estates home. This beautiful 4 bedroom home is clean and move in ready and has spectacular FULL lake and mountain view from bedrooms, living room and backyard. The home with 2 car garage sits on a flag lot at the end of a cul-de-sac which gives you added privacy. The lot is 2.83 Acres, a good portion of it cleared and usable- more or less a blank slate. You can keep it low maintenance, or add horse amenities, workshop, gardens and landscaping or an ADU. There is a chain link fenced area in the backyard. As you enter the home you take in the Lake view with picture window and glass French doors to backyard. There is a living room, family room and spacious kitchen with stainless steel appliances and plenty of cabinet and counter space along with bar seating. The master bath is also very spacious with dual sinks and a vanity area. For energy efficiency the home has central air/heat AND a heat pump, 2 X 6 construction and added insulation in walls and roof. Lake Riverside Estates is a historic equestrian and aviation community and a beautiful place to live. With 3500 foot elevation the weather is mild and you feel the 4 seasons. HOA amenities include: pool, stocked lake with picnic areas and playground, private airstrip, community equestrian center, maintained roads, security and gated community. Come take a look at this beautiful property today! ****Check out the virtual tour with video and 3d floorplan****

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$2,378.79/mo
Estimated Loan Balance
$318,994
Cash to close
$200,337
Interest Paid
$34,062

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, HighEfficiency, HeatPump
  • Heating: Central, HeatPump
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: ChainLink, Partial
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Private, Well
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Unknown
  • Roof: Composition, Shingle
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Foothills, HorseTrails, Rural, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Lake Riverside Estates
  • HOA Amenities: Unknown
  • HOA Fee: $164
  • HOA Frequency: $Monthly
Location
  • Region: Aguanga

Financial Details

  • Price per Sqft: $274.66
  • Tax Annual Amount: $6475
  • On Market Date: 2025-02-13T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $200,337 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $200,337!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$317,663
Your Cash$200,337
Total Purchase Price:$518,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,428/mo
Traditional @ 7.5%
$2,412/mo
You save $985/month ($11,815/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25032978

Listing From:

Last updated: 2025-03-09T16:28:11.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,428 /mo
$2,326 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $200,337 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $200,337!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$317,663
Your Cash$200,337
Total Purchase Price:$518,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,428/mo
Traditional @ 7.5%
$2,412/mo
You save $985/month ($11,815/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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